Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
Financials
Financial year 2025
Bilo from Sint-Niklaas, company number BE0761607574, closed financial year 2025 with a result of € -301,780 after tax. For that financial year Bilo recorded a gross margin of € 104,599 and equity of € -128,882. Compared with financial year 2024, the result moved from € 64,286 to € -301,780. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ -128,882
▼ € 301,780 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -301,780
▼ still € 64,286 profit in 2024
Profit after tax over the fiscal year.
€ 203,701
▲ € 202,795 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -148,882.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 7,589
▼ 51% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 367,607
▼ 28% vs 2024
€ 100,801 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 11,371
▼ 81% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 30,713
▲ 1% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 83,569 | € 56,849 | € 95,846 | € 104,599 | ▲ 9% |
| Profit after taxes | € 50,535 | € 38,078 | € 64,286 | € -301,780 | ▼ € 366,066 |
| Equity | € 70,535 | € 108,612 | € 172,898 | € -128,882 | ▼ € 301,780 |
| Total debts | € 468,077 | € 459,667 | € 619,664 | € 420,234 | ▼ 32% |
| Cash | € 117 | € 2,320 | € 906 | € 203,701 | ▲ € 202,795 |
| Retained profit | € 50,535 | € 88,612 | € 152,898 | € -148,882 | ▼ € 301,780 |
| Bank debt | € 406,689 | € 349,882 | € 508,351 | € 367,607 | ▼ 28% |
| Balance sheet total | € 538,612 | € 568,280 | € 792,562 | € 291,352 | ▼ 63% |
Key figures of Bilo, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to Bilo?
What happened at Bilo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 301,780 (▼ € 366,066 vs 2024). Source: NBB ↗
- New establishment in Sint-Niklaas. KBO
- Start of the company according to the CBE. KBO
- Elke Puyenbroeck became a director. NBB
In short
From € 50,535 profit in 2022 to € 301,780 loss in 2025.
Paid € 64,517 in corporate taxes since 2022.
Best year ever: 2024, with € 64,286 profit.
Management
Behind Bilo is Elke Puyenbroeck. Elke Puyenbroeck is also behind JOOSSENS SANITAIR and Ben.
Directors
According to the 2025 annual accounts
since 2021
Establishments
Establishment units
Physical locations of this company
Paddeschootdreef 130
9100 Sint-Niklaas
Singel 11
9100 Sint-Niklaas
Active since 14 January 2021
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0761.607.574
- VAT number
- BE 0761.607.574
- Registered office
- Paddeschootdreef 130, 9100 Sint-Niklaas
- Names & denominations
- Bilo
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 January 2021
- Peppol
- Active · Active since 3 Dec 2025
- Activities · NACE
Activiteiten van holdings
Holdings
Overige zakelijke dienstverlening, neg