Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2025 and 2026.
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Tight liquidity NBB
Cash and receivables cover 18 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
VILVO BLUE from Vilvoorde, company number BE0760550076, closed financial year 2026 with a result of € -279,924 after tax. For that financial year VILVO BLUE recorded a gross margin of € 698,000 and equity of € -1.4 million. Compared with financial year 2025, the result moved from € -376,470 to € -279,924. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 19, 2026.
€ -1.4 million
▼ € 279,924 vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -279,924
▲ 26 % less loss than in 2025
Profit after tax over the fiscal year.
€ 262,400
▲ 5% vs 2025
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1.5 million.
People and assets in 2026
15.9
▼ 0.8 vs 2025
Average over the fiscal year, from the social balance sheet.
€ 606,340
▲ 19% vs 2025
€ 38,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 450
▼ 83% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
€ 1 million
▼ 14% vs 2025
€ 292,401 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 1.7 million
▲ 37% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 166,213
▲ 5% vs 2025
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 681,701 | € 809,337 | € 496,838 | € 698,000 | ▲ 40% |
| Profit after taxes | € -249,941 | € -27,708 | € -376,470 | € -279,924 | ▲ € 96,546 |
| Equity | € -686,981 | € -714,690 | € -1,091,160 | € -1,371,084 | ▼ € 279,924 |
| Total debts | € 3,053,290 | € 3,212,207 | € 3,336,742 | € 3,341,519 | |
| Cash | € 177,870 | € 192,687 | € 249,483 | € 262,400 | ▲ 5% |
| Retained profit | € -836,981 | € -864,690 | € -1,241,160 | € -1,521,084 | ▼ € 279,924 |
| Bank debt | € 1,564,643 | € 1,636,950 | € 1,183,670 | € 1,022,697 | ▼ 14% |
| Balance sheet total | € 2,366,309 | € 2,497,517 | € 2,245,582 | € 1,970,435 | ▼ 12% |
| Employees (FTE) | 17.7 | 14.3 | 16.7 | 15.9 | ▼ 0.8 |
Key figures of VILVO BLUE, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to VILVO BLUE?
What happened at VILVO BLUE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: loss of € 279,924. Source: NBB ↗
- TUMA BV became a director. NBB
- New establishment in Machelen (Brab.). KBO
- Start of the company according to the CBE. KBO
In short
From € 249,941 loss in 2023 to € 279,924 loss in 2026.
On average € 43,900 of value added per employee in 2026.
Management
Behind VILVO BLUE is TUMA BV. The shares are held by Hanne Colpan and Gabriel Colpan.
Directors
According to the 2026 annual accounts
since 2026
Shareholders
Hanne Colpan
Gabriel Colpan
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Schaarbeeklei 344
1800 Vilvoorde
Woluwelaan 11 box 5
1830 Machelen (Brab.)
Active since 24 December 2020
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →VME deelgebouw "Parking 't Brughuis"
VME deelgebouw "Commercieel deel 't Brughuis"
VME deelgebouw "Blok B 't Brughuis"
VME deelgebouw "Blok A 't Brughuis"
VME deelgebouw "Blok C 't Brughuis"
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0760.550.076
- VAT number
- BE 0760.550.076
- Registered office
- Schaarbeeklei 344, 1800 Vilvoorde
- Names & denominations
- VILVO BLUE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 December 2020
- Peppol
- Active · Active since 12 Sept 2025
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)