Financials
Financial year 2025
Finterra from Kortrijk, company number BE0760542059, closed financial year 2025 with a result of € 120,383 after tax. For that financial year Finterra recorded a gross margin of € 170,044 and equity of € 5,000. Compared with financial year 2024, the result moved from € 13,771 to € 120,383. Profitable, and profit is growing. The buffer shrank hard: equity is 73 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 10, 2026.
€ 5,000
▼ 73% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 120,383
▲ € 106,611 vs 2024
Profit after tax over the fiscal year.
€ 31,535
▼ 17% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 134,154 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 175
▼ 65% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 34,500
▼ 25% vs 2024
€ 12,102 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 3,290
▼ 74% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 45,186
▲ 142% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 84,295 | € 43,918 | € 28,955 | € 170,044 | ▲ € 141,088 |
| Profit after taxes | € 62,630 | € 26,435 | € 13,771 | € 120,383 | ▲ € 106,611 |
| Equity | € 108,506 | € 134,941 | € 18,771 | € 5,000 | ▼ 73% |
| Total debts | € 21,640 | € 84,526 | € 198,619 | € 292,237 | ▲ 47% |
| Cash | € 49,883 | € 27,023 | € 38,214 | € 31,535 | ▼ 17% |
| Land & buildings | € 17,231 | € 15,205 | € 13,178 | € 11,152 | ▼ 15% |
| Retained profit | € 103,506 | € 129,941 | € 13,771 | € 0 | ▼ 100% |
| Dividend | € 2,000 | € 0 | € 129,941 | € 134,154 | ▲ 3% |
| Bank debt | € 0 | € 57,280 | € 46,122 | € 34,500 | ▼ 25% |
| Balance sheet total | € 130,146 | € 219,467 | € 217,390 | € 297,237 | ▲ 37% |
Key figures of Finterra, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Finterra?
What happened at Finterra in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 120,383 (▲ € 106,611 vs 2024). Source: NBB ↗
- MARIE BAERT became a director. NBB
- New establishment in Kortrijk. KBO
- Start of the company according to the CBE. KBO
In short
From € 62,630 profit in 2022 to € 120,383 profit in 2025.
Paid € 73,238 in corporate taxes since 2022.
Best year ever: 2025, with € 120,383 profit.
Paid out € 266,095 in dividends to the owners in total.
Management
Behind Finterra are MARIE BAERT and PIETER TOYE. It owns 25.2% of IMMO LEIESTREEK KORTRIJK itself.
Directors
According to the 2025 annual accounts
MARIE BAERT
Director
since 2025
PIETER TOYE
Director
Establishments
Establishment units
Physical locations of this company
Karbeelstraat(Mar) 8
8510 Kortrijk
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0760.542.059
- VAT number
- BE 0760.542.059
- Registered office
- Karbeelstraat(Mar) 8, 8510 Kortrijk
- Names & denominations
- Finterra
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 December 2020
- Peppol
- Active · Active since 30 Jan 2025
- Activities · NACE
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