Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
J2C Invest from Binche, company number BE0759998463, closed financial year 2025 with a result of € 33,464 after tax. For that financial year J2C Invest recorded a gross margin of € 49,532 and equity of € 348,599. Compared with financial year 2024, the result moved from € 17,386 to € 33,464. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 8, 2026.
€ 348,599
▲ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 33,464
▲ 92% vs 2024
Profit after tax over the fiscal year.
€ 21,808
▼ 12% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 286,599.
Debts at end 2025
€ 535,629
▼ 32% vs 2024
€ 276,926 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 58,091
▲ 5% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,753
▼ 66% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -18,227 | € -42,340 | € 43,586 | € 49,532 | ▲ 14% |
| Profit after taxes | € 201,779 | € -63,914 | € 17,386 | € 33,464 | ▲ 92% |
| Equity | € 361,663 | € 297,749 | € 315,135 | € 348,599 | ▲ 11% |
| Total debts | € 2,576,893 | € 2,616,534 | € 2,661,242 | € 2,565,090 | ▼ 4% |
| Cash | € 23,954 | € 1,793 | € 24,664 | € 21,808 | ▼ 12% |
| Retained profit | € 299,663 | € 235,749 | € 253,135 | € 286,599 | ▲ 13% |
| Bank debt | € 1,284,746 | € 1,037,905 | € 788,210 | € 535,629 | ▼ 32% |
| Balance sheet total | € 2,938,556 | € 2,914,283 | € 2,976,376 | € 2,913,689 | ▼ 2% |
Key figures of J2C Invest, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to J2C Invest?
What happened at J2C Invest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 33,464 (▲ 92% vs 2024). Source: NBB ↗
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
In short
From € 201,779 profit in 2022 to € 33,464 profit in 2025.
Best year ever: 2022, with € 201,779 profit.
Management
Behind J2C Invest is VERTYS SCRL. It owns 100% of MODAL VOICE itself.
Directors
According to the 2025 annual accounts
Director · represented by Philippe MARILL
Establishments
Establishment units
Physical locations of this company
Route de Charleroi(EP) 152
7134 Binche
Rue de Namur 101
6041 Charleroi
Active since 22 December 2020
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0759.998.463
- VAT number
- BE 0759.998.463
- Registered office
- Route de Charleroi(EP) 152, 7134 Binche
- Names & denominations
- J2C Invest
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 18 December 2020
- Peppol
- Active · Active since 11 Dec 2025
- Contact
- [email protected] 071/606.330
- Activities · NACE
Activiteiten van holdings
Holdings