Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2023 and 2024.
-
Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
Savoir from Hechtel-Eksel, company number BE0757963938, closed financial year 2024 with a result of € -3,383 after tax. For that financial year Savoir recorded a gross margin of € 3,086 and equity of € 13,993. Compared with financial year 2023, the result moved from € -565 to € -3,383. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 9, 2025.
€ 13,993
▼ 19% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,383
▼ 499 % more loss than in 2023
Profit after tax over the fiscal year.
€ 194
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 11,993.
People and assets in 2024
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 1,165
▼ 66% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 31,602
Loans from banks and other lenders, long and short.
€ 1,956
▲ 88% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 8,249
▼ 24% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € -6,332 | € 35,927 | € 13,053 | € 3,086 | ▼ 76% |
| Profit after taxes | € -9,830 | € 25,771 | € -565 | € -3,383 | ▼ € 2,819 |
| Equity | € -7,830 | € 17,941 | € 17,376 | € 13,993 | ▼ 19% |
| Total debts | € 16,788 | € 18,913 | € 43,535 | € 58,948 | ▲ 35% |
| Cash | € 4,659 | € 684 | € 0 | € 194 | |
| Retained profit | € -9,830 | € 15,941 | € 15,376 | € 11,993 | ▼ 22% |
| Bank debt | € 0 | € 0 | € 31,646 | € 31,602 | |
| Balance sheet total | € 8,957 | € 36,854 | € 60,911 | € 72,941 | ▲ 20% |
Key figures of Savoir, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to Savoir?
What happened at Savoir in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 3,383. filed late Source: NBB ↗
- New establishment in Hechtel-Eksel. KBO
- Wendy Stippelmans became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 9,830 loss in 2021 to € 3,383 loss in 2024.
Paid € 9,539 in corporate taxes since 2021.
Best year ever: 2022, with € 25,771 profit.
A new publication or filing at Savoir? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Savoir is Wendy Stippelmans. Wendy Stippelmans is also behind HR Leaders.
Directors
According to the 2024 annual accounts
since 2020
Establishments
Establishment units
Physical locations of this company
Nachtzwaluwstraat 13
3940 Hechtel-Eksel
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Transip Mail
Hosting
COMBELL-AS, BE
DNS
TransIP DNS
Domain
Domain
savoirbv.be
Registered
2020-10-20
Website info
Features
Security
Network
Details
- Company number
- 0757.963.938
- VAT number
- BE 0757.963.938
- Registered office
- Nachtzwaluwstraat 13, 3940 Hechtel-Eksel
- Names & denominations
- Savoir
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 November 2020
- Peppol
- Active · Active since 28 May 2025
- Contact
- savoirbv.be [email protected]
- Activities · NACE
Overige dienstverlenende activiteiten op het gebied van informatie
Overige dienstverlenende activiteiten op het gebied van informatie, n.e. g.
Organisatie van congressen en beurzen