Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 16 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
A3VK from Hove, company number BE0756862492, closed financial year 2025 with a result of € 18,030 after tax. For that financial year A3VK recorded a gross margin of € 291,653 and equity of € 268,030. Compared with financial year 2024, the result moved from € 15,185 to € 18,030. Profitable, and profit is growing. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 28, 2026.
€ 268,030
▼ 23% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 18,030
▲ 19% vs 2024
Profit after tax over the fiscal year.
€ 181,810
▲ 282% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 98,112 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 3,093
▼ 92% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 23,616
▲ 30% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.9 million
▼ 5% vs 2024
€ 110,437 is repaid this year. At this pace the long-term loan is gone in ≈ 17 years.
€ 33,089
▼ 21% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 171,510 | € 226,265 | € 247,280 | € 291,653 | ▲ 18% |
| Profit after taxes | € 52,139 | € 28,394 | € 15,185 | € 18,030 | ▲ 19% |
| Equity | € 304,533 | € 332,927 | € 348,112 | € 268,030 | ▼ 23% |
| Total debts | € 2,575,103 | € 2,865,584 | € 3,059,604 | € 3,150,004 | ▲ 3% |
| Cash | € 138,205 | € 32,069 | € 47,537 | € 181,810 | ▲ 282% |
| Land & buildings | € 2,459,736 | € 2,790,301 | € 2,758,425 | € 2,665,586 | ▼ 3% |
| Retained profit | € 54,533 | € 82,927 | € 98,112 | € 18,030 | ▼ 82% |
| Dividend | € 0 | € 0 | € 0 | € 98,112 | |
| Bank debt | € 2,214,825 | € 2,210,641 | € 2,011,249 | € 1,905,652 | ▼ 5% |
| Balance sheet total | € 2,879,636 | € 3,198,511 | € 3,407,716 | € 3,418,034 |
Key figures of A3VK, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to A3VK?
What happened at A3VK in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 18,030 (▲ 19% vs 2024). Source: NBB ↗
- New establishment in Hove. KBO
- Anneleen Claessens became a director. NBB
- Deltawise BV became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 52,139 profit in 2022 to € 18,030 profit in 2025.
Paid € 68,733 in corporate taxes since 2022.
Best year ever: 2022, with € 52,139 profit.
Paid out € 98,112 in dividends to the owners in total.
Management
The stake of DELTAWISE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
A3VKBehind A3VK are Anneleen Claessens and Deltawise BV. The shares are held by DELTAWISE (55%).
Directors
According to the 2025 annual accounts
Anneleen Claessens
Bestuurder
since 2020
Bestuurder · represented by Fabian Van Kerckhove
Also active at: LIMBURGSE INDUSTRIELE DAKWERKEN, Companions, Project ON, Districts, SOD.DEL, Qovera, Netforce, Artemos
since 2020
Shareholders
55%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Wouwstraat 46
2540 Hove
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0756.862.492
- VAT number
- BE 0756.862.492
- Registered office
- Wouwstraat 46, 2540 Hove
- Names & denominations
- A3VK
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 October 2020
- Peppol
- Active · Active since 25 Jun 2025
- Activities · NACE
Activiteiten van holdings
Holdings
Administratieve en ondersteunende activiteiten ten behoeve van kantoren
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Activiteiten van hoofdkantoren
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen
Handel in eigen onroerend goed
Diverse administratieve activiteiten ten behoeve van kantoren
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