Financials
Financial year 2025
SARTENAER ASSURANCES from La Hulpe, company number BE0756838243, closed financial year 2025 with a result of € -15,513 after tax. For that financial year SARTENAER ASSURANCES recorded a gross margin of € 80,308 and equity of € 60,724. Compared with financial year 2024, the result moved from € 29,876 to € -15,513. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 14, 2026.
€ 60,724
▼ 20% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -15,513
▼ still € 29,876 profit in 2024
Profit after tax over the fiscal year.
€ 17,684
▲ 25% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 50,724.
People and assets in 2025
€ 36,123
▲ 9% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 616
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 160,895
▼ 15% vs 2024
€ 38,168 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 26,571
▲ 230% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,137
▲ 1% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 103,331 | € 110,005 | € 132,024 | € 80,308 | ▼ 39% |
| Profit after taxes | € 17,942 | € 16,401 | € 29,876 | € -15,513 | ▼ € 45,390 |
| Equity | € 29,961 | € 46,361 | € 76,237 | € 60,724 | ▼ 20% |
| Total debts | € 264,679 | € 255,253 | € 208,976 | € 199,604 | ▼ 4% |
| Cash | € 733 | € 6,297 | € 14,117 | € 17,684 | ▲ 25% |
| Retained profit | € 19,961 | € 36,361 | € 66,237 | € 50,724 | ▼ 23% |
| Bank debt | € 259,231 | € 230,295 | € 188,901 | € 160,895 | ▼ 15% |
| Balance sheet total | € 294,639 | € 301,614 | € 285,214 | € 260,328 | ▼ 9% |
Key figures of SARTENAER ASSURANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SARTENAER ASSURANCES?
What happened at SARTENAER ASSURANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 15,513 (▼ € 45,390 vs 2024). filed late Source: NBB ↗
- New establishment in La Hulpe. KBO
- Start of the company according to the CBE. KBO
In short
From € 17,942 profit in 2022 to € 15,513 loss in 2025.
Paid € 34,111 in corporate taxes since 2022.
Best year ever: 2024, with € 29,876 profit.
Management
Behind SARTENAER ASSURANCES are THOMAS SARTENAER and BENOIT SARTENAER. BENOIT SARTENAER is also behind AGENCE SARTENAER.
Directors
According to the 2025 annual accounts
THOMAS SARTENAER
Director
Establishments
Establishment units
Physical locations of this company
Rue des Combattants 56
1310 La Hulpe
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0756.838.243
- VAT number
- BE 0756.838.243
- Registered office
- Rue des Combattants 56, 1310 La Hulpe
- Names & denominations
- SARTENAER ASSURANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 October 2020
- Peppol
- Active · Active since 12 May 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars