Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 56 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
PASSAGER & ASSOCIES FINANCES from Estinnes, company number BE0756757376, closed financial year 2025 with a result of € 12,326 after tax. For that financial year PASSAGER & ASSOCIES FINANCES recorded a gross margin of € 126,049 and equity of € 41,110. Compared with financial year 2024, the result moved from € 6,815 to € 12,326. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 41,110
▼ 33% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 12,326
▲ 81% vs 2024
Profit after tax over the fiscal year.
€ 28,137
▲ 24% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 32,457 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 74,497
▼ 9% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 56,289
▼ 40% vs 2024
€ 24,820 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 4,976
▲ € 4,768 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 10,003
▲ € 8,023 vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 225,892 | € 166,411 | € 142,707 | € 126,049 | ▼ 12% |
| Profit after taxes | € 51,758 | € 1,610 | € 6,815 | € 12,326 | ▲ 81% |
| Equity | € 52,816 | € 54,426 | € 61,241 | € 41,110 | ▼ 33% |
| Total debts | € 182,023 | € 149,253 | € 166,894 | € 141,518 | ▼ 15% |
| Cash | € 24,621 | € 5,497 | € 22,686 | € 28,137 | ▲ 24% |
| Retained profit | € 47,816 | € 49,426 | € 56,241 | € 36,110 | ▼ 36% |
| Dividend | € 0 | € 0 | € 0 | € 32,457 | |
| Bank debt | € 164,023 | € 129,288 | € 93,935 | € 56,289 | ▼ 40% |
| Balance sheet total | € 234,839 | € 203,680 | € 228,135 | € 182,628 | ▼ 20% |
Key figures of PASSAGER & ASSOCIES FINANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PASSAGER & ASSOCIES FINANCES?
What happened at PASSAGER & ASSOCIES FINANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 12,326 (▲ 81% vs 2024). filed late Source: NBB ↗
- New establishment in Estinnes. KBO
- Start of the company according to the CBE. KBO
In short
From € 51,758 profit in 2022 to € 12,326 profit in 2025.
Paid € 25,707 in corporate taxes since 2022.
Best year ever: 2022, with € 51,758 profit.
Paid out € 32,457 in dividends to the owners in total.
Establishments
Establishment units
Physical locations of this company
Chaussée Brunehault(EMT) 237 box 1
7120 Estinnes
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0756.757.376
- VAT number
- BE 0756.757.376
- Registered office
- Chaussée Brunehault(EMT) 237 bus 1, 7120 Estinnes
- Names & denominations
- PASSAGER & ASSOCIES FINANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 October 2020
- Peppol
- Not registered
- Contact
- [email protected] +32470855867
- Activities · NACE
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