Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SMJS - Coiffure from Seraing, company number BE0756575650, closed financial year 2025 with a result of € -3,766 after tax. For that financial year SMJS - Coiffure recorded a gross margin of € 64,372 and equity of € -9,822. Compared with financial year 2024, the result moved from € -8,996 to € -3,766. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 23, 2026.
€ -9,822
▼ € 3,766 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,766
▲ 58 % less loss than in 2024
Profit after tax over the fiscal year.
€ 5,196
▲ 63% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -20,322.
People and assets in 2025
€ 55,409
▲ 34% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 730
▲ 162% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 27,032
Supplier invoices still open on the last day of the fiscal year.
€ 19,300
▲ 70% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 53,391 | € 48,364 | € 42,780 | € 64,372 | ▲ 50% |
| Profit after taxes | € -3,339 | € -12,444 | € -8,996 | € -3,766 | ▲ € 5,230 |
| Equity | € 15,385 | € 2,940 | € -6,056 | € -9,822 | ▼ € 3,766 |
| Total debts | € 45,299 | € 44,974 | € 46,989 | € 48,898 | ▲ 4% |
| Cash | € 6,626 | € 5,108 | € 3,184 | € 5,196 | ▲ 63% |
| Retained profit | € 4,885 | € -7,560 | € -16,556 | € -20,322 | ▼ € 3,766 |
| Bank debt | € 25,210 | € 18,324 | € 8,150 | € 0 | ▼ 100% |
| Balance sheet total | € 60,684 | € 47,914 | € 40,933 | € 39,076 | ▼ 5% |
Key figures of SMJS - Coiffure, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SMJS - Coiffure?
What happened at SMJS - Coiffure in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 3,766. Source: NBB ↗
- New establishment in Seraing. KBO
- Jessica Schöffers became a director. NBB
- Sylvia Maréchal became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 3,339 loss in 2022 to € 3,766 loss in 2025.
Paid € 175 in corporate taxes since 2022.
Management
The stake of SEB Holding, ESB-GROUP comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
SMJS - CoiffureBehind SMJS - Coiffure are Jessica Schöffers and Sylvia Maréchal. The shares are held by SEB Holding (33.3%) and ESB-GROUP.
Directors
According to the 2025 annual accounts
Jessica Schöffers
Director
since 2020
since 2020
Shareholders
33.3%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue de Tilff 130
4100 Seraing
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0756.575.650
- VAT number
- BE 0756.575.650
- Registered office
- Rue de Tilff 130, 4100 Seraing
- Names & denominations
- SMJS - Coiffure
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 October 2020
- Peppol
- Active · Active since 27 Oct 2025
- Activities · NACE
Kappers- en barbiersactiviteiten
Haarverzorging
Detailhandel in cosmetica en toiletartikelen