Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 26 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
IMMO SJ from Lanaken, company number BE0755698591, closed financial year 2025 with a result of € 14,627 after tax. For that financial year IMMO SJ recorded a gross margin of € 43,754 and equity of € 8,380. Compared with financial year 2024, the result moved from € 16,357 to € 14,627. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 20, 2026.
€ 8,380
▲ € 14,627 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 14,627
▼ 11% vs 2024
Profit after tax over the fiscal year.
€ 6,744
▲ 36% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 8,280.
Debts at end 2025
€ 219,327
▼ 8% vs 2024
€ 18,944 is repaid this year. At this pace the long-term loan is gone in ≈ 12 years.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 45,762 | € 42,969 | € 45,690 | € 43,754 | ▼ 4% |
| Profit after taxes | € 731 | € 13,891 | € 16,357 | € 14,627 | ▼ 11% |
| Equity | € -36,495 | € -22,604 | € -6,246 | € 8,380 | ▲ € 14,627 |
| Total debts | € 481,743 | € 464,210 | € 444,382 | € 424,106 | ▼ 5% |
| Cash | € 6,575 | € 8,571 | € 4,970 | € 6,744 | ▲ 36% |
| Land & buildings | € 422,457 | € 406,585 | € 390,713 | € 374,840 | ▼ 4% |
| Retained profit | € -36,595 | € -22,704 | € -6,346 | € 8,280 | ▲ € 14,627 |
| Bank debt | € 273,919 | € 256,088 | € 237,893 | € 219,327 | ▼ 8% |
| Balance sheet total | € 445,248 | € 441,607 | € 438,136 | € 432,486 | ▼ 1% |
Key figures of IMMO SJ, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to IMMO SJ?
What happened at IMMO SJ in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 14,627 (▼ 11% vs 2024). Source: NBB ↗
- New establishment in Lanaken. KBO
- Start of the company according to the CBE. KBO
- Joris Schroeders became a director. NBB
In short
From € 731 profit in 2022 to € 14,627 profit in 2025.
Best year ever: 2024, with € 16,357 profit.
Management
Behind IMMO SJ is Joris Schroeders. Joris Schroeders is also behind DOE HET ZELF SCHROEDERS.
Directors
According to the 2025 annual accounts
since 2020
Establishments
Establishment units
Physical locations of this company
Houterstraat 68
3620 Lanaken
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0755.698.591
- VAT number
- BE 0755.698.591
- Registered office
- Houterstraat 68, 3620 Lanaken
- Names & denominations
- IMMO SJ
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 October 2020
- Peppol
- Active · Active since 1 Jan 2001