Financials
Financial year 2025
Bondec Finance from Lille, company number BE0754399484, closed financial year 2025 with a result of € 320,311 after tax. For that financial year Bondec Finance recorded a gross margin of € 437,595 and equity of € 2.3 million. Compared with financial year 2024, the result moved from € 318,191 to € 320,311. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ 2.3 million
▲ 16% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 320,311
▲ 1% vs 2024
Profit after tax over the fiscal year.
€ 62,444
▼ 60% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.5 million.
Debts at end 2025
€ 187,435
▼ 62% vs 2024
Loans from banks and other lenders, long and short.
€ 32,074
▲ 6% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 810,814 | € 437,741 | € 437,641 | € 437,595 | |
| Profit after taxes | € 579,928 | € 315,881 | € 318,191 | € 320,311 | ▲ 1% |
| Equity | € 1,354,928 | € 1,670,809 | € 1,989,001 | € 2,309,311 | ▲ 16% |
| Total debts | € 1,098,418 | € 826,680 | € 525,904 | € 219,509 | ▼ 58% |
| Cash | € 133,478 | € 181,024 | € 157,382 | € 62,444 | ▼ 60% |
| Retained profit | € 579,928 | € 895,809 | € 1,214,001 | € 1,534,311 | ▲ 26% |
| Bank debt | € 1,097,031 | € 799,154 | € 495,521 | € 187,435 | ▼ 62% |
| Balance sheet total | € 2,453,346 | € 2,497,489 | € 2,514,905 | € 2,528,821 | ▲ 1% |
Key figures of Bondec Finance, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to Bondec Finance?
What happened at Bondec Finance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 320,311 (▲ 1% vs 2024). Source: NBB ↗
- New establishment in Lille. KBO
- ERIK VALVEKENS became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 579,928 profit in 2022 to € 320,311 profit in 2025.
Paid € 513,123 in corporate taxes since 2022.
Best year ever: 2022, with € 579,928 profit.
Management
The stake of Erva Verwarming comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Bondec FinanceBehind Bondec Finance is ERIK VALVEKENS. The shares are held by Erva Verwarming (97%). It owns 100% of BONDEC itself.
Directors
According to the 2025 annual accounts
since 2020
Shareholders
97%
Participations
100%
Establishments
Establishment units
Physical locations of this company
Karredongen 14
2275 Lille
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0754.399.484
- VAT number
- BE 0754.399.484
- Registered office
- Karredongen 14, 2275 Lille
- Names & denominations
- Bondec Finance
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 September 2020
- Peppol
- Active · Active since 6 Oct 2025
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