Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 2 fiscal years.
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Two loss years in a row NBB
Negative result in 2022 and 2024.
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Tight liquidity NBB
Cash and receivables cover 57 % of short-term debt in 2024; threshold 65 %.
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Annual account missing NBB
Fiscal year 2025 was expected before 30 January 2026 and has not been filed.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
LM FINANCES from Tournai, company number BE0752557672, closed financial year 2024 with a result of € -3,039 after tax. For that financial year LM FINANCES recorded a gross margin of € -2,668 and equity of € -2,583. Compared with financial year 2022, the result moved from € -4,793 to € -3,039. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on December 30, 2024.
€ -2,583
▼ € 5,791 vs 2022
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,039
▲ 37 % less loss than in 2022
Profit after tax over the fiscal year.
€ 51
▲ € 49 vs 2022
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -10,583.
People and assets in 2024
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
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| 2022 | 2024 | Change 2022 → 2024 | |
|---|---|---|---|
| Gross margin | € -4,485 | € -2,668 | ▲ € 1,817 |
| Profit after taxes | € -4,793 | € -3,039 | ▲ € 1,753 |
| Equity | € 3,207 | € -2,583 | ▼ € 5,791 |
| Total debts | € 190 | € 6,030 | ▲ € 5,840 |
| Cash | € 2 | € 51 | ▲ € 49 |
| Retained profit | € -4,793 | € -10,583 | ▼ € 5,791 |
| Balance sheet total | € 3,397 | € 3,447 | ▲ 1% |
Key figures of LM FINANCES, fiscal years 2022 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 30 January 2026.
What happened to LM FINANCES?
What happened at LM FINANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 3,039. Source: NBB ↗
- New establishment in Tournai. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,793 loss in 2022 to € 3,039 loss in 2024.
A new publication or filing at LM FINANCES? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind LM FINANCES is LAURENT MORTREUX.
Directors
According to the 2024 annual accounts
LAURENT MORTREUX
Director
Establishments
Establishment units
Physical locations of this company
Rue du Palais Saint-Jacques(TOU) 3
7500 Tournai
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0752.557.672
- VAT number
- BE 0752.557.672
- Registered office
- Rue du Palais Saint-Jacques(TOU) 3, 7500 Tournai
- Names & denominations
- LM FINANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 August 2020
- Peppol
- Not registered