Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 30 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
AGRAFA INVEST from Antwerpen, company number BE0746884756, closed financial year 2025 with a result of € 24,404 after tax. For that financial year AGRAFA INVEST recorded a gross margin of € 72,685 and equity of € 191,762. Compared with financial year 2024, the result moved from € 22,154 to € 24,404. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 26, 2026.
€ 191,762
▲ 15% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 24,404
▲ 10% vs 2024
Profit after tax over the fiscal year.
€ 18,225
▲ 112% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 59,762.
Debts at end 2025
€ 561,740
▼ 6% vs 2024
€ 34,405 is repaid this year. At this pace the long-term loan is gone in ≈ 16 years.
€ 3,958
▲ € 3,786 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,586
▲ 51% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 50,811 | € 69,013 | € 72,661 | € 72,685 | |
| Profit after taxes | € 5,406 | € 25,373 | € 22,154 | € 24,404 | ▲ 10% |
| Equity | € 119,831 | € 145,204 | € 167,359 | € 191,762 | ▲ 15% |
| Total debts | € 741,917 | € 706,993 | € 667,153 | € 637,067 | ▼ 5% |
| Cash | € 1,944 | € 6,154 | € 8,588 | € 18,225 | ▲ 112% |
| Land & buildings | € 850,199 | € 830,537 | € 816,421 | € 796,185 | ▼ 2% |
| Retained profit | € -12,169 | € 13,204 | € 35,359 | € 59,762 | ▲ 69% |
| Bank debt | € 676,516 | € 636,835 | € 599,380 | € 561,740 | ▼ 6% |
| Balance sheet total | € 861,748 | € 852,197 | € 834,512 | € 828,829 | ▼ 1% |
Key figures of AGRAFA INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to AGRAFA INVEST?
What happened at AGRAFA INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 24,404 (▲ 10% vs 2024). filed late Source: NBB ↗
- New establishment in Antwerpen. KBO
- Benny Koch became a director. NBB
- Robert Penne became a director. NBB
- Wim Moers became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 5,406 profit in 2022 to € 24,404 profit in 2025.
Paid € 19,441 in corporate taxes since 2022.
Best year ever: 2023, with € 25,373 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind AGRAFA INVEST are Benny Koch, Robert Penne and Wim Moers. Benny Koch is also behind Agrafa Affichage, PRINTALERT and NOVA VISTA. Robert Penne is also behind AGRAFA COMMUNICATIONS. Wim Moers is also behind Agrafa Affichage, PRINTALERT and 4 OAKS.
Directors
According to the 2025 annual accounts
since 2020
since 2020
since 2020
Establishments
Establishment units
Physical locations of this company
Korte Lobroekstraat 1
2060 Antwerpen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0746.884.756
- VAT number
- BE 0746.884.756
- Registered office
- Korte Lobroekstraat 1, 2060 Antwerpen
- Names & denominations
- AGRAFA INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 May 2020
- Peppol
- Active · Active since 1 Apr 2026
- Contact
- [email protected]
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen