Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Cogitare from Keerbergen, company number BE0746699169, closed financial year 2025 with a result of € 9,730 after tax. For that financial year Cogitare recorded a gross margin of € 410,826 and equity of € 17,709. Compared with financial year 2024, the result moved from € -45,000 to € 9,730. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 4, 2026.
€ 17,709
▲ 122% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 9,730
▲ still € 45,000 loss in 2024
Profit after tax over the fiscal year.
€ 58,079
▲ 70% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 14,919.
People and assets in 2025
€ 124,036
▲ € 109,485 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 584,240
▲ 12% vs 2024
€ 63,722 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 139,874
▲ 28% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 13,899
▼ 46% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 119,733 | € 75,282 | € 113,270 | € 410,826 | ▲ 263% |
| Profit after taxes | € -14,761 | € 19,228 | € -45,000 | € 9,730 | ▲ € 54,731 |
| Equity | € 33,751 | € 52,979 | € 7,979 | € 17,709 | ▲ 122% |
| Total debts | € 2,050,751 | € 2,045,719 | € 2,038,059 | € 2,191,913 | ▲ 8% |
| Cash | € 69,733 | € 19,802 | € 34,214 | € 58,079 | ▲ 70% |
| Land & buildings | € 880,376 | € 849,170 | € 817,963 | € 786,756 | ▼ 4% |
| Retained profit | € 30,961 | € 50,189 | € 5,189 | € 14,919 | ▲ 188% |
| Bank debt | € 600,715 | € 560,685 | € 520,111 | € 584,240 | ▲ 12% |
| Balance sheet total | € 2,084,502 | € 2,098,698 | € 2,046,037 | € 2,209,622 | ▲ 8% |
Key figures of Cogitare, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Cogitare?
What happened at Cogitare in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 9,730. Source: NBB ↗
- New establishment in Keerbergen. KBO
- Start of the company according to the CBE. KBO
- Joëlle Martiny became a director. NBB
In short
From € 14,761 loss in 2022 to € 9,730 profit in 2025.
Paid € 249,502 in corporate taxes since 2022.
Best year ever: 2023, with € 19,228 profit.
Management
Behind Cogitare is Joëlle Martiny. It owns 100% of Aurora Consulting itself.
Directors
According to the 2025 annual accounts
since 2020
Establishments
Establishment units
Physical locations of this company
Hazendreef 7A
3140 Keerbergen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0746.699.169
- VAT number
- BE 0746.699.169
- Registered office
- Hazendreef 7A, 3140 Keerbergen
- Names & denominations
- Cogitare
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 May 2020
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
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