Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 29 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
SERENITY FINANCE from Farciennes, company number BE0746690756, closed financial year 2025 with a result of € -5,585 after tax. For that financial year SERENITY FINANCE recorded a gross margin of € -800 and equity of € 1,906. Compared with financial year 2024, the result moved from € 611 to € -5,585. The company made a loss. The buffer shrank hard: equity is 75 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 26, 2026.
€ 1,906
▼ 75% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -5,585
▼ still € 611 profit in 2024
Profit after tax over the fiscal year.
€ 640
▼ 96% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1,094.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 9,375
▲ 236% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 9,568 | € 12,996 | € 4,895 | € -800 | ▼ € 5,696 |
| Profit after taxes | € 2,668 | € 5,360 | € 611 | € -5,585 | ▼ € 6,195 |
| Equity | € 1,520 | € 6,879 | € 7,490 | € 1,906 | ▼ 75% |
| Total debts | € 27,563 | € 28,453 | € 25,365 | € 17,469 | ▼ 31% |
| Cash | € 5,923 | € 11,908 | € 15,867 | € 640 | ▼ 96% |
| Retained profit | € -1,480 | € 3,879 | € 4,490 | € -1,094 | ▼ € 5,585 |
| Balance sheet total | € 29,082 | € 35,333 | € 32,855 | € 19,374 | ▼ 41% |
Key figures of SERENITY FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SERENITY FINANCE?
What happened at SERENITY FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 5,585 (▼ € 6,195 vs 2024). filed late Source: NBB ↗
- New establishment in Farciennes. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,668 profit in 2022 to € 5,585 loss in 2025.
Paid € 1,900 in corporate taxes since 2022.
Best year ever: 2023, with € 5,360 profit.
Management
Behind SERENITY FINANCE is Nicolas Dumont. Nicolas Dumont is also behind TEAM NSR and DUMONT NICOLAS.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Grand-Place(FAR) 67
6240 Farciennes
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0746.690.756
- VAT number
- BE 0746.690.756
- Registered office
- Grand-Place(FAR) 67, 6240 Farciennes
- Names & denominations
- SERENITY FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 May 2020
- Peppol
- Not registered
- Activities · NACE
Verhuur en lease van kantoormachines, inclusief computers
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