Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 34 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
UNIVEST from Beerse, company number BE0745748272, closed financial year 2025 with a result of € -52,324 after tax. For that financial year UNIVEST recorded a gross margin of € 391,906 and equity of € -207,404. Compared with financial year 2024, the result moved from € -6,259 to € -52,324. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ -207,404
▼ € 52,324 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -52,324
▼ 736 % more loss than in 2024
Profit after tax over the fiscal year.
€ 90,336
▼ 22% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -291,404.
Debts at end 2025
€ 5.3 million
▲ 24% vs 2024
€ 231,680 is repaid this year. At this pace the long-term loan is gone in ≈ 23 years.
€ 21,491
▲ 94% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 14,604
▲ 52% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 158,449 | € 254,615 | € 368,537 | € 391,906 | ▲ 6% |
| Profit after taxes | € -104,469 | € -43,951 | € -6,259 | € -52,324 | ▼ € 46,065 |
| Equity | € -178,871 | € -148,822 | € -155,081 | € -207,404 | ▼ € 52,324 |
| Total debts | € 2,770,386 | € 3,443,818 | € 4,320,910 | € 5,357,977 | ▲ 24% |
| Cash | € 123,187 | € 102,098 | € 116,244 | € 90,336 | ▼ 22% |
| Land & buildings | € 2,467,417 | € 3,159,264 | € 4,034,553 | € 5,051,311 | ▲ 25% |
| Retained profit | € -188,871 | € -232,822 | € -239,081 | € -291,404 | ▼ € 52,324 |
| Bank debt | € 2,722,137 | € 3,376,044 | € 4,260,319 | € 5,281,387 | ▲ 24% |
| Balance sheet total | € 2,591,516 | € 3,339,996 | € 4,165,829 | € 5,150,573 | ▲ 24% |
Key figures of UNIVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to UNIVEST?
What happened at UNIVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 52,324. Source: NBB ↗
- New establishment in Beerse. KBO
- Ciske Schrauwen became a director. NBB
- Ward Schrauwen became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 104,469 loss in 2022 to € 52,324 loss in 2025.
A new publication or filing at UNIVEST? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind UNIVEST are Ciske Schrauwen and Ward Schrauwen. The same people are also behind SCHRAUWEN HERMAN.
Directors
According to the 2025 annual accounts
since 2020
since 2020
Establishments
Establishment units
Physical locations of this company
Steenbakkersdam 2 box 2
2340 Beerse
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Self-hosted
Website info
Features
Security
Details
- Company number
- 0745.748.272
- VAT number
- BE 0745.748.272
- Registered office
- Steenbakkersdam 2 bus 2, 2340 Beerse
- Names & denominations
- UNIVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 April 2020
- Peppol
- Active · Active since 24 May 2025
- Contact
- devisschernv.be
- Activities · NACE
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