Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
B&L IMMO from Flémalle, company number BE0745365222, closed financial year 2025 with a result of € 3,628 after tax. For that financial year B&L IMMO recorded a gross margin of € 20,246 and equity of € 18,451. Compared with financial year 2024, the result moved from € 4,754 to € 3,628. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 18,451
▲ 24% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3,628
▼ 24% vs 2024
Profit after tax over the fiscal year.
€ 1,211
▲ 279% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -1,549.
Debts at end 2025
€ 142,234
▼ 9% vs 2024
€ 14,377 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 3,445
▲ 46% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 18,229 | € 11,156 | € 22,074 | € 20,246 | ▼ 8% |
| Profit after taxes | € 6,965 | € -7,999 | € 4,754 | € 3,628 | ▼ 24% |
| Equity | € 18,069 | € 10,069 | € 14,823 | € 18,451 | ▲ 24% |
| Total debts | € 138,678 | € 214,973 | € 199,789 | € 187,540 | ▼ 6% |
| Cash | € 8,125 | € 750 | € 320 | € 1,211 | ▲ 279% |
| Land & buildings | € 144,290 | € 223,769 | € 214,163 | € 204,557 | ▼ 4% |
| Retained profit | € -1,931 | € -9,931 | € -5,177 | € -1,549 | ▲ € 3,628 |
| Bank debt | € 96,050 | € 169,079 | € 156,141 | € 142,234 | ▼ 9% |
| Balance sheet total | € 156,746 | € 225,043 | € 214,612 | € 205,991 | ▼ 4% |
Key figures of B&L IMMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to B&L IMMO?
What happened at B&L IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 3,628 (▼ 24% vs 2024). Source: NBB ↗
- Elena Prosperity SRL became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 6,965 profit in 2022 to € 3,628 profit in 2025.
Best year ever: 2022, with € 6,965 profit.
Management
The stake of ELENA PROSPERITY comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
B&L IMMOBehind B&L IMMO is Elena Prosperity SRL. The shares are held by ELENA PROSPERITY (100%).
Directors
According to the 2025 annual accounts
Director · represented by ZILIANI Maria Stella
Also active at: COMBUSTIBLES BCM
since 2025
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue Basse Rognac 1
4400 Flémalle
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0745.365.222
- VAT number
- BE 0745.365.222
- Registered office
- Rue Basse Rognac 1, 4400 Flémalle
- Names & denominations
- B&L IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 March 2020
- Peppol
- Active · Active since 19 Dec 2025
- Activities · NACE
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis
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