Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 33 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
LOCA-NOVA from Peer, company number BE0744813609, closed financial year 2025 with a result of € 16,194 after tax. For that financial year LOCA-NOVA recorded a gross margin of € 121,515 and equity of € -45,426. Compared with financial year 2024, the result moved from € 16,337 to € 16,194. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 18, 2025.
€ -45,426
▲ € 16,194 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 16,194
▼ 1% vs 2024
Profit after tax over the fiscal year.
€ 19,765
▲ 5% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -48,426.
People and assets in 2025
1.8
Average over the fiscal year, from the social balance sheet.
€ 58,661
▼ 14% vs 2024
€ 32,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 16,459
▲ 240% vs 2024
Of which on lease € 16,459.
Debts at end 2025
€ 337,939
▼ 3% vs 2024
€ 45,181 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 21,404
▼ 45% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 18,895
▼ 15% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 94,837 | € 117,039 | € 134,135 | € 121,515 | ▼ 9% |
| Profit after taxes | € -9,303 | € 1,041 | € 16,337 | € 16,194 | ▼ 1% |
| Equity | € -78,999 | € -77,957 | € -61,620 | € -45,426 | ▲ € 16,194 |
| Total debts | € 508,653 | € 502,671 | € 411,124 | € 381,413 | ▼ 7% |
| Cash | € 16,126 | € 20,220 | € 18,904 | € 19,765 | ▲ 5% |
| Retained profit | € -81,999 | € -80,957 | € -64,620 | € -48,426 | ▲ € 16,194 |
| Bank debt | € 462,637 | € 417,669 | € 346,802 | € 337,939 | ▼ 3% |
| Balance sheet total | € 429,654 | € 424,714 | € 349,504 | € 335,987 | ▼ 4% |
| Employees (FTE) | 2.3 | 1.9 | 1.8 | 1.8 |
Key figures of LOCA-NOVA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to LOCA-NOVA?
What happened at LOCA-NOVA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 16,194 (▼ 1% vs 2024). Source: NBB ↗
- New establishment in Peer. KBO
- Wim Maesen became a director. NBB
- Jan Stinkens became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 9,303 loss in 2022 to € 16,194 profit in 2025.
Paid € 497 in corporate taxes since 2022.
Best year ever: 2024, with € 16,337 profit.
On average € 67,500 of value added per employee in 2025.
Management
Behind LOCA-NOVA are Wim Maesen and Jan Stinkens. Wim Maesen is also behind WM-BUILDING and WM-INVEST.
Directors
According to the 2025 annual accounts
since 2020
Jan Stinkens
Director
since 2020
Establishments
Establishment units
Physical locations of this company
Kleine Dorpsstraat 9
3990 Peer
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0744.813.609
- VAT number
- BE 0744.813.609
- Registered office
- Kleine Dorpsstraat 9, 3990 Peer
- Names & denominations
- LOCA-NOVA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 March 2020
- Peppol
- Active · Active since 21 Oct 2026
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 100 m² en minder dan 400 m²)
Detailhandel in vlees en vleesproducten, muv vlees van wild en van gevogelte
Catering van evenementen
Vervaardiging van bereide maaltijden en schotels