Financials
Financial year 2025
4M Finance from Oostende, company number BE0744655538, closed financial year 2025 with a result of € 99,172 after tax. For that financial year 4M Finance recorded a gross margin of € 164,495 and equity of € 283,450. Compared with financial year 2024, the result moved from € 94,460 to € 99,172. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 24, 2026.
€ 283,450
▲ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 99,172
▲ 5% vs 2024
Profit after tax over the fiscal year.
€ 170,042
▲ 5% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 75,000 paid out
76 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 37,861
▼ 37% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 212,512
▼ 13% vs 2024
€ 31,609 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 5,367
▲ 230% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 23,578
▲ 30% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 140,800 | € 141,540 | € 157,359 | € 164,495 | ▲ 5% |
| Profit after taxes | € 88,035 | € 87,500 | € 94,460 | € 99,172 | ▲ 5% |
| Equity | € 182,317 | € 219,817 | € 259,277 | € 283,450 | ▲ 9% |
| Total debts | € 185,293 | € 353,976 | € 329,297 | € 320,396 | ▼ 3% |
| Cash | € 130,029 | € 133,373 | € 162,478 | € 170,042 | ▲ 5% |
| Land & buildings | € 130,020 | € 273,493 | € 263,633 | € 256,440 | ▼ 3% |
| Retained profit | € 180,317 | € 217,817 | € 257,277 | € 281,450 | ▲ 9% |
| Dividend | € 0 | € 50,000 | € 55,000 | € 75,000 | ▲ 36% |
| Bank debt | € 109,616 | € 272,778 | € 243,125 | € 212,512 | ▼ 13% |
| Balance sheet total | € 367,610 | € 573,793 | € 588,574 | € 603,846 | ▲ 3% |
Key figures of 4M Finance, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to 4M Finance?
What happened at 4M Finance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 99,172 (▲ 5% vs 2024). Source: NBB ↗
- New establishment in Oostende. KBO
- Jan SABBE became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 88,035 profit in 2022 to € 99,172 profit in 2025.
Paid € 100,816 in corporate taxes since 2022.
Best year ever: 2025, with € 99,172 profit.
Paid out € 180,000 in dividends to the owners in total.
Management
Behind 4M Finance is Jan SABBE. Jan SABBE is also behind OSTEND BASIC CHEMICALS, PLASSENDALE INVEST and BIO CHEM KAAI.
Directors
According to the 2025 annual accounts
since 2020
Establishments
Establishment units
Physical locations of this company
Strandschelplaan 6
8400 Oostende
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0744.655.538
- VAT number
- BE 0744.655.538
- Registered office
- Strandschelplaan 6, 8400 Oostende
- Names & denominations
- 4M Finance
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 March 2020
- Peppol
- Active · Active since 12 Nov 2025
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