Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 41 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Immo De Specht from Lennik, company number BE0744497467, closed financial year 2025 with a result of € 26,484 after tax. For that financial year Immo De Specht recorded a gross margin of € 59,353 and equity of € 114,179. Compared with financial year 2024, the result moved from € 24,471 to € 26,484. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.
€ 114,179
▲ 30% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 26,484
▲ 8% vs 2024
Profit after tax over the fiscal year.
€ 14,606
▼ 3% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 109,179.
Debts at end 2025
€ 270,825
▼ 13% vs 2024
€ 20,135 is repaid this year. At this pace the long-term loan is gone in ≈ 13 years.
€ 3,604
▲ 126% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 7,742
▲ 178% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 48,660 | € 52,591 | € 56,503 | € 59,353 | ▲ 5% |
| Profit after taxes | € 20,940 | € 23,444 | € 24,471 | € 26,484 | ▲ 8% |
| Equity | € 39,781 | € 63,224 | € 87,695 | € 114,179 | ▲ 30% |
| Total debts | € 396,689 | € 373,755 | € 318,786 | € 286,564 | ▼ 10% |
| Cash | € 21,574 | € 30,221 | € 15,097 | € 14,606 | ▼ 3% |
| Land & buildings | € 412,488 | € 398,309 | € 384,130 | € 369,951 | ▼ 4% |
| Retained profit | € 34,781 | € 58,224 | € 82,695 | € 109,179 | ▲ 32% |
| Bank debt | € 379,719 | € 360,334 | € 310,707 | € 270,825 | ▼ 13% |
| Balance sheet total | € 436,470 | € 436,979 | € 406,481 | € 400,742 | ▼ 1% |
Key figures of Immo De Specht, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Immo De Specht?
What happened at Immo De Specht in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 26,484 (▲ 8% vs 2024). Source: NBB ↗
- New establishment in Lennik. KBO
- Start of the company according to the CBE. KBO
In short
From € 20,940 profit in 2022 to € 26,484 profit in 2025.
Paid € 41,173 in corporate taxes since 2022.
Best year ever: 2025, with € 26,484 profit.
Management
Behind Immo De Specht is Dirk Verspecht. Dirk Verspecht is also behind VERSPECHT DIRK & C°.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Steenstraat 58
1750 Lennik
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0744.497.467
- VAT number
- BE 0744.497.467
- Registered office
- Steenstraat 58, 1750 Lennik
- Names & denominations
- Immo De Specht
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 February 2020
- Peppol
- Not registered
- Activities · NACE
Handel in eigen onroerend goed
Activiteiten van holdings
Holdings