Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 3 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
L&J Invest from Sint-Martens-Latem, company number BE0743775709, closed financial year 2025 with a result of € 401,902 after tax. For that financial year L&J Invest recorded a gross margin of € 535,743 and equity of € 7.7 million. Compared with financial year 2024, the result moved from € 602,888 to € 401,902. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 7, 2026.
€ 7.7 million
▲ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 401,902
▼ 33% vs 2024
Profit after tax over the fiscal year.
€ 77,976
▼ 54% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 2.2 million.
People and assets in 2025
€ 558
▼ 33% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 653,960
▼ 12% vs 2024
€ 78,799 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 50,753
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -41,304 | € -7,433 | € 713,632 | € 535,743 | ▼ 25% |
| Profit after taxes | € 6,408 | € 1,218,052 | € 602,888 | € 401,902 | ▼ 33% |
| Equity | € 5,520,491 | € 6,738,543 | € 7,341,431 | € 7,743,334 | ▲ 5% |
| Total debts | € 13,790,417 | € 18,746,916 | € 21,388,435 | € 26,275,635 | ▲ 23% |
| Cash | € 74,168 | € 35,535 | € 170,668 | € 77,976 | ▼ 54% |
| Retained profit | € 20,491 | € 1,238,543 | € 1,841,431 | € 2,243,334 | ▲ 22% |
| Bank debt | € 0 | € 802,839 | € 746,105 | € 653,960 | ▼ 12% |
| Balance sheet total | € 19,310,908 | € 25,485,459 | € 28,729,866 | € 34,018,968 | ▲ 18% |
Key figures of L&J Invest, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to L&J Invest?
What happened at L&J Invest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 401,902 (▼ 33% vs 2024). filed late Source: NBB ↗
- New establishment in Sint-Martens-Latem. KBO
- Start of the company according to the CBE. KBO
In short
From € 6,408 profit in 2022 to € 401,902 profit in 2025.
Paid € 160,500 in corporate taxes since 2022.
Best year ever: 2023, with € 1.2 million profit.
Management
Behind L&J Invest are Jan RUYSSCHAERT and Lieve VANHOUTEGHEM. It owns 50% of Rezidenz, 28.8% of Harvest, 27% of HEB Immo, 25.1% of Acasa Group, 22% of HEB and 22% of Harvest Hospitality itself.
Directors
According to the 2025 annual accounts
Jan RUYSSCHAERT
Director
Also active at: C.E.R. - CLINICAL ENGINEERING & RESEARCH, RESIDENZ, L&J - label, HEB, High 5 Investments, Harvest, Heb Immo, Acasa Projects +2 more
Lieve VANHOUTEGHEM
Director
Also active at: C.E.R. - CLINICAL ENGINEERING & RESEARCH, FINAGRO, L&J - label
Establishments
Establishment units
Physical locations of this company
Bogaertstraat 24
9830 Sint-Martens-Latem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0743.775.709
- VAT number
- BE 0743.775.709
- Registered office
- Bogaertstraat 24, 9830 Sint-Martens-Latem
- Names & denominations
- L&J Invest
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 February 2020
- Peppol
- Active · Active since 16 Dec 2025
- Activities · NACE
Activiteiten van holdings
Holdings