What does J&R FINANCE do?

J&R FINANCE is an insurance broker in Awans. Private Limited, started on 28 January 2020, 5 establishments.

What is the address of J&R FINANCE?

The registered office of J&R FINANCE is located at Rue Chaussée 58, 4342 Awans.

Is J&R FINANCE still active?

Yes. According to the CBE (29 October 2026) J&R FINANCE is active, legal situation “Normale toestand”, started on 28 January 2020.

Is J&R FINANCE registered on Peppol?

Yes, J&R FINANCE is registered on the Peppol network with ID 0208:0742620716.

What is the enterprise number of J&R FINANCE?

The enterprise number of J&R FINANCE is BE0742620716.

When was J&R FINANCE founded?

J&R FINANCE was founded on 28 January 2020.

Who are the directors of J&R FINANCE?

According to the 2025 annual accounts, the directors of J&R FINANCE are: Jérôme BLETARD.

Is J&R FINANCE a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 28 January 2020; 4 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account; 5 establishments in the CBE.

How much profit did J&R FINANCE make in 2025?

J&R FINANCE posted a profit after taxes of € 989,366 in financial year 2025.

What is the revenue of J&R FINANCE?

As a small company, J&R FINANCE is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 1,789,141.

Does J&R FINANCE have a website?

Yes, J&R FINANCE has a website at wallfin.be.

J&R FINANCE (Private Limited) - Awans - BE0742620716

Dossier J&R FINANCE, printed on 29 October 2026 from databakkes.be/en/0742620716/j-r-finance. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

J&R FINANCE from Awans, company number BE0742620716, closed financial year 2025 with a result of € 989,366 after tax. For that financial year J&R FINANCE recorded a gross margin of € 1.8 million and equity of € 97,053. Compared with financial year 2023, the result moved from € 503,862 to € 989,366. Profitable, and profit is growing. The buffer shrank hard: equity is 64 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.

What it is worth Shrank hard

€ 97,053

▼ 64% vs 2023

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 989,366

▲ 96% vs 2023

Profit after tax over the fiscal year.

Cash in the bank

€ 1.2 million

▲ 208% vs 2023

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 1.3 million paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Wage cost

€ 242,653

▲ € 194,492 vs 2023

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 94,426

▲ 65% vs 2023

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

€ 250,672

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 73,496

▲ € 57,081 vs 2023

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 26,458

▼ 66% vs 2023

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

Key figures per fiscal year Download key figures (CSV)
	2021	2022	2023	2025	Change 2023 → 2025
Gross margin	€ 514,947 Gross margin 2021: € 514,947 First fiscal year in the series	€ 513,487 Gross margin 2022: € 513,487 Unchanged (€ 514,947) Unfavourable step	€ 736,956 Gross margin 2023: € 736,956 ▲ 44% vs 2022 (€ 513,487) Favourable step	€ 1,789,141 Gross margin 2025: € 1,789,141 ▲ 143% vs 2023 (€ 736,956) Favourable step	▲ 143%
Profit after taxes	€ 385,444 Profit after taxes 2021: € 385,444 First fiscal year in the series	€ 358,975 Profit after taxes 2022: € 358,975 ▼ 7% vs 2021 (€ 385,444) Unfavourable step	€ 503,862 Profit after taxes 2023: € 503,862 ▲ 40% vs 2022 (€ 358,975) Favourable step	€ 989,366 Profit after taxes 2025: € 989,366 ▲ 96% vs 2023 (€ 503,862) Favourable step	▲ 96%
Equity	€ 554,576 Equity 2021: € 554,576 First fiscal year in the series	€ 193,075 Equity 2022: € 193,075 ▼ 65% vs 2021 (€ 554,576) Unfavourable step	€ 266,938 Equity 2023: € 266,938 ▲ 38% vs 2022 (€ 193,075) Favourable step	€ 97,053 Equity 2025: € 97,053 ▼ 64% vs 2023 (€ 266,938) Unfavourable step	▼ 64%
Total debts	€ 118,371 Total debts 2021: € 118,371 First fiscal year in the series	€ 768,627 Total debts 2022: € 768,627 ▲ € 650,257 vs 2021 (€ 118,371) Unfavourable step	€ 459,857 Total debts 2023: € 459,857 ▼ 40% vs 2022 (€ 768,627) Favourable step	€ 1,650,626 Total debts 2025: € 1,650,626 ▲ 259% vs 2023 (€ 459,857) Unfavourable step	▲ 259%
Cash	€ 320,139 Cash 2021: € 320,139 First fiscal year in the series	€ 695,132 Cash 2022: € 695,132 ▲ 117% vs 2021 (€ 320,139) Favourable step	€ 376,288 Cash 2023: € 376,288 ▼ 46% vs 2022 (€ 695,132) Unfavourable step	€ 1,160,630 Cash 2025: € 1,160,630 ▲ 208% vs 2023 (€ 376,288) Favourable step	▲ 208%
Retained profit	€ 504,576 Retained profit 2021: € 504,576 First fiscal year in the series	€ 143,075 Retained profit 2022: € 143,075 ▼ 72% vs 2021 (€ 504,576) Unfavourable step	€ 216,938 Retained profit 2023: € 216,938 ▲ 52% vs 2022 (€ 143,075) Favourable step	€ 47,053 Retained profit 2025: € 47,053 ▼ 78% vs 2023 (€ 216,938) Unfavourable step	▼ 78%
Dividend	€ 0 Dividend 2021: € 0 First fiscal year in the series	€ 720,476 Dividend 2022: € 720,476 Unchanged (€ 0) Unchanged	€ 430,000 Dividend 2023: € 430,000 ▼ 40% vs 2022 (€ 720,476) Unchanged	€ 1,300,000 Dividend 2025: € 1,300,000 ▲ 202% vs 2023 (€ 430,000) Unchanged	▲ 202%
Bank debt	€ 0 Bank debt 2021: € 0 First fiscal year in the series	€ 306,020 Bank debt 2022: € 306,020 Unchanged (€ 0) Unfavourable step	€ 0 Bank debt 2023: € 0 ▼ 100% vs 2022 (€ 306,020) Favourable step	€ 250,672 Bank debt 2025: € 250,672 Unchanged (€ 0) Unfavourable step
Balance sheet total	€ 672,947 Balance sheet total 2021: € 672,947 First fiscal year in the series	€ 961,703 Balance sheet total 2022: € 961,703 ▲ 43% vs 2021 (€ 672,947) Unchanged	€ 726,794 Balance sheet total 2023: € 726,794 ▼ 24% vs 2022 (€ 961,703) Unchanged	€ 1,747,679 Balance sheet total 2025: € 1,747,679 ▲ 140% vs 2023 (€ 726,794) Unchanged	▲ 140%

Key figures of J&R FINANCE, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to J&R FINANCE?

What happened at J&R FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 30, 2026 New annual accounts for financial year 2025: profit of € 989,366 (▲ 96% vs 2023). filed late Source: NBB ↗
Sep 4, 2026 New establishment in Awans. KBO
Jan 16, 2026 New establishment in Brussel. KBO
Oct 1, 2024 New establishment in Charleroi. KBO
Mar 1, 2024 New establishment in Burdinne. KBO
2021 Jérôme BLETARD became a director. NBB
Jan 28, 2020 New establishment in Awans. KBO
Jan 28, 2020 Start of the company according to the CBE. KBO

In short

From € 385,444 profit in 2021 to € 989,366 profit in 2025.

Paid € 783,801 in corporate taxes since 2021.

Best year ever: 2025, with € 989,366 profit.

Paid out € 2.5 million in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Jérôme BLETARD

J&R FINANCE

Behind J&R FINANCE is Jérôme BLETARD.

Directors

According to the 2025 annual accounts

Jérôme BLETARD

Director

since 2021

Establishments

Establishment units

Physical locations of this company

Registered office

Rue Chaussée 58

4342 Awans

2.356.270.649

Rue de la Porte aux Champs(MAR) 8

4210 Burdinne

Active since 1 March 2024

2.363.509.324

Rue de Venise 21

6040 Charleroi

Active since 1 October 2024

2.383.843.987

Clovislaan 43

1000 Brussel

Active since 16 January 2026

2.393.190.631

Rue de la Brasserie Dorjo 1

4342 Awans

Active since 4 September 2026

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.

All companies at this address →

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WALL IMMO

€ -602 gross margin · 2025

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+1 more

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS wallfin.be

Canonical: https://www.wallfin.be/

Technologies

Contact Form 7Cookie ConsentCookieYesGoogle FontsGoogle Tag ManagerNginxPHPSlickTurnstileWP RocketWordPressYoast SEOjQuerylazysizes

Certifications & Partners

FSMA

Hosting & Email

Email provider

Google Workspace

Hosting

OVH, FR

DNS

OVH DNS

Website info

HTTPS Ja

Languages FR

Features

Webshop Ads Contact page

Security

✓ HTTPS

✓ SPF

✓ DMARC

Details

Company number

0742.620.716

VAT number

BE 0742.620.716

Registered office

Rue Chaussée 58, 4342 Awans

Names & denominations

J&R FINANCE

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

28 January 2020

Peppol

Active · Active since 8 Dec 2025

Contact

wallfin.be

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Agenten en makelaars in bankdiensten

View on CBE Public ↗ Annual accounts (NBB) ↗

J&R FINANCE

Financials

What happened to J&R FINANCE?

Management

Directors

Establishments

Establishment units

Who else lives here?

Website

Technologies

Certifications & Partners

Hosting & Email

Website info

Features

Security

Details

Frequently asked questions