Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Qualia from Rumst, company number BE0742514313, closed financial year 2025 with a result of € -12,562 after tax. For that financial year Qualia recorded a gross margin of € -5,878 and equity of € 60,672. Compared with financial year 2024, the result moved from € 71,303 to € -12,562. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 25, 2026.
€ 60,672
▼ 17% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -12,562
▼ still € 71,303 profit in 2024
Profit after tax over the fiscal year.
€ 385
▼ 67% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 55,672.
Debts at end 2025
€ 384,008
▲ 4% vs 2024
€ 51,055 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 5,580
▼ 81% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -845 | € 24,320 | € -738 | € -5,878 | ▼ € 5,140 |
| Profit after taxes | € -6,175 | € 20,064 | € 71,303 | € -12,562 | ▼ € 83,865 |
| Equity | € -18,132 | € 1,932 | € 73,235 | € 60,672 | ▼ 17% |
| Total debts | € 578,398 | € 608,670 | € 533,879 | € 547,763 | ▲ 3% |
| Cash | € 4,984 | € 197 | € 1,149 | € 385 | ▼ 67% |
| Retained profit | € -23,132 | € -3,068 | € 68,235 | € 55,672 | ▼ 18% |
| Bank debt | € 277,898 | € 228,970 | € 369,344 | € 384,008 | ▲ 4% |
| Balance sheet total | € 560,266 | € 610,602 | € 607,114 | € 608,435 |
Key figures of Qualia, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Qualia?
What happened at Qualia in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 12,562 (▼ € 83,865 vs 2024). filed late Source: NBB ↗
- New establishment in Rumst. KBO
- Tom Francis became a director. NBB
- Vanessa Vandebroek became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 6,175 loss in 2022 to € 12,562 loss in 2025.
Best year ever: 2024, with € 71,303 profit.
A new publication or filing at Qualia? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Qualia are Tom Francis and Vanessa Vandebroek. It owns 100% of Upgraded itself.
Directors
According to the 2025 annual accounts
since 2020
Vanessa Vandebroek
Director
since 2020
Establishments
Establishment units
Physical locations of this company
Hoveniersstraat 24
2840 Rumst
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0742.514.313
- VAT number
- BE 0742.514.313
- Registered office
- Hoveniersstraat 24, 2840 Rumst
- Names & denominations
- Qualia
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 January 2020
- Peppol
- Active · Active since 19 Jan 2026
- Activities · NACE
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