Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Stemon Beheer from Hamont-Achel, company number BE0740626870, closed financial year 2025 with a result of € -1,605 after tax. For that financial year Stemon Beheer recorded a gross margin of € -819 and equity of € -13,555. Compared with financial year 2024, the result moved from € -1,836 to € -1,605. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 1, 2026.
€ -13,555
▼ € 1,605 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,605
▲ 13 % less loss than in 2024
Profit after tax over the fiscal year.
€ 82
▼ 74% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -13,655.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 67
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -966 | € -1,613 | € -1,140 | € -819 | ▲ € 321 |
| Profit after taxes | € -1,599 | € -2,288 | € -1,836 | € -1,605 | ▲ € 231 |
| Equity | € -7,827 | € -10,115 | € -11,951 | € -13,555 | ▼ € 1,605 |
| Total debts | € 8,038 | € 10,471 | € 12,271 | € 13,638 | ▲ 11% |
| Cash | € 211 | € 356 | € 320 | € 82 | ▼ 74% |
| Retained profit | € -7,927 | € -10,215 | € -12,051 | € -13,655 | ▼ € 1,605 |
| Balance sheet total | € 211 | € 356 | € 320 | € 82 | ▼ 74% |
Key figures of Stemon Beheer, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Stemon Beheer?
What happened at Stemon Beheer in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 1,605. Source: NBB ↗
- New establishment in Hamont-Achel. KBO
- Johanna Elisabeth Gerarda Hensen became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 1,599 loss in 2022 to € 1,605 loss in 2025.
Management
Behind Stemon Beheer is Johanna Elisabeth Gerarda Hensen.
Directors
According to the 2025 annual accounts
Johanna Elisabeth Gerarda Hensen
Director
since 2019
Establishments
Establishment units
Physical locations of this company
Mulk 104
3930 Hamont-Achel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →HAAN BEHEER
€ 9,993 gross margin · 2025
HENSEN BEHEER
€ 109,664 gross margin · 2025
SteMon
Technical Maintenance Company
€ -2,082 gross margin · 2025
CAR & TOOL SERVICE
€ 7,335 gross margin · 2025
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0740.626.870
- VAT number
- BE 0740.626.870
- Registered office
- Mulk 104, 3930 Hamont-Achel
- Names & denominations
- Stemon Beheer
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 31 December 2019
- Peppol
- Active · Active since 27 Mar 2026