What is the address of VALOR RETAIL INVEST?

The registered office of VALOR RETAIL INVEST is located at Kruisbooglaan 56, 1170 Watermaal-Bosvoorde.

Is VALOR RETAIL INVEST still active?

Yes. According to the CBE (31 October 2026) VALOR RETAIL INVEST is active, legal situation “Normale toestand”, started on 18 December 2019.

Is VALOR RETAIL INVEST registered on Peppol?

Yes, VALOR RETAIL INVEST is registered on the Peppol network with ID 0208:0739787920.

What is the enterprise number of VALOR RETAIL INVEST?

The enterprise number of VALOR RETAIL INVEST is BE0739787920.

When was VALOR RETAIL INVEST founded?

VALOR RETAIL INVEST was founded on 18 December 2019.

Who are the directors of VALOR RETAIL INVEST?

According to the 2025 annual accounts, the directors of VALOR RETAIL INVEST are: Olivier Spagnuolo, Valerio Spagnuolo, Rocco SPAGNUOLO.

Is VALOR RETAIL INVEST a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 18 December 2019; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did VALOR RETAIL INVEST make in 2025?

VALOR RETAIL INVEST posted a profit after taxes of € 20,760 in financial year 2025.

What is the revenue of VALOR RETAIL INVEST?

As a small company, VALOR RETAIL INVEST is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 256,158.

VALOR RETAIL INVEST (Private Limited)

Dossier VALOR RETAIL INVEST, printed on 1 November 2026 from databakkes.be/en/0739787920/valor-retail-invest. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 8 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

VALOR RETAIL INVEST from Watermaal-Bosvoorde, company number BE0739787920, closed financial year 2025 with a result of € 20,760 after tax. For that financial year VALOR RETAIL INVEST recorded a gross margin of € 256,158 and equity of € 957,352. Compared with financial year 2024, the result moved from € 3,349 to € 20,760. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.

What it is worth Growing

€ 957,352

▲ 2% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 20,760

▲ € 17,411 vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 20,212

▼ 22% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 78,152.

Debts at end 2025

Bank debt ≈ 13 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 1.8 million

▲ 239% vs 2024

€ 143,146 is repaid this year. At this pace the long-term loan is gone in ≈ 13 years.

Owed to suppliers

€ 11,377

▼ 15% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 8,117

▲ € 7,722 vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 136,880 Gross margin 2022: € 136,880 First fiscal year in the series	€ 58,047 Gross margin 2023: € 58,047 ▼ 58% vs 2022 (€ 136,880) Unfavourable step	€ 94,065 Gross margin 2024: € 94,065 ▲ 62% vs 2023 (€ 58,047) Favourable step	€ 256,158 Gross margin 2025: € 256,158 ▲ 172% vs 2024 (€ 94,065) Favourable step	▲ 172%
Profit after taxes	€ 80,172 Profit after taxes 2022: € 80,172 First fiscal year in the series	€ -869 Profit after taxes 2023: € -869 ▼ € 81,041 vs 2022 (€ 80,172) Unfavourable step	€ 3,349 Profit after taxes 2024: € 3,349 ▲ € 4,218 vs 2023 (€ -869) Favourable step	€ 20,760 Profit after taxes 2025: € 20,760 ▲ € 17,411 vs 2024 (€ 3,349) Favourable step	▲ € 17,411
Equity	€ 871,166 Equity 2022: € 871,166 First fiscal year in the series	€ 870,297 Equity 2023: € 870,297 Unchanged (€ 871,166) Unfavourable step	€ 936,592 Equity 2024: € 936,592 ▲ 8% vs 2023 (€ 870,297) Favourable step	€ 957,352 Equity 2025: € 957,352 ▲ 2% vs 2024 (€ 936,592) Favourable step	▲ 2%
Total debts	€ 743,368 Total debts 2022: € 743,368 First fiscal year in the series	€ 697,643 Total debts 2023: € 697,643 ▼ 6% vs 2022 (€ 743,368) Favourable step	€ 1,049,684 Total debts 2024: € 1,049,684 ▲ 50% vs 2023 (€ 697,643) Unfavourable step	€ 2,616,918 Total debts 2025: € 2,616,918 ▲ 149% vs 2024 (€ 1,049,684) Unfavourable step	▲ 149%
Cash	€ 93,586 Cash 2022: € 93,586 First fiscal year in the series	€ 53,346 Cash 2023: € 53,346 ▼ 43% vs 2022 (€ 93,586) Unfavourable step	€ 26,077 Cash 2024: € 26,077 ▼ 51% vs 2023 (€ 53,346) Unfavourable step	€ 20,212 Cash 2025: € 20,212 ▼ 22% vs 2024 (€ 26,077) Unfavourable step	▼ 22%
Land & buildings	€ 1,512,316 Land & buildings 2022: € 1,512,316 First fiscal year in the series	€ 1,472,805 Land & buildings 2023: € 1,472,805 ▼ 3% vs 2022 (€ 1,512,316) Unchanged	€ 1,580,642 Land & buildings 2024: € 1,580,642 ▲ 7% vs 2023 (€ 1,472,805) Unchanged	€ 3,039,467 Land & buildings 2025: € 3,039,467 ▲ 92% vs 2024 (€ 1,580,642) Unchanged	▲ 92%
Retained profit	€ -1,834 Retained profit 2022: € -1,834 First fiscal year in the series	€ -2,703 Retained profit 2023: € -2,703 ▼ € 869 vs 2022 (€ -1,834) Unfavourable step	€ 57,392 Retained profit 2024: € 57,392 ▲ € 60,096 vs 2023 (€ -2,703) Favourable step	€ 78,152 Retained profit 2025: € 78,152 ▲ 36% vs 2024 (€ 57,392) Favourable step	▲ 36%
Bank debt	€ 573,699 Bank debt 2022: € 573,699 First fiscal year in the series	€ 529,354 Bank debt 2023: € 529,354 ▼ 8% vs 2022 (€ 573,699) Favourable step	€ 529,087 Bank debt 2024: € 529,087 Unchanged (€ 529,354) Favourable step	€ 1,791,714 Bank debt 2025: € 1,791,714 ▲ 239% vs 2024 (€ 529,087) Unfavourable step	▲ 239%
Balance sheet total	€ 1,614,534 Balance sheet total 2022: € 1,614,534 First fiscal year in the series	€ 1,567,940 Balance sheet total 2023: € 1,567,940 ▼ 3% vs 2022 (€ 1,614,534) Unchanged	€ 1,986,276 Balance sheet total 2024: € 1,986,276 ▲ 27% vs 2023 (€ 1,567,940) Unchanged	€ 3,574,271 Balance sheet total 2025: € 3,574,271 ▲ 80% vs 2024 (€ 1,986,276) Unchanged	▲ 80%

Key figures of VALOR RETAIL INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to VALOR RETAIL INVEST?

What happened at VALOR RETAIL INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 30, 2026 New annual accounts for financial year 2025: profit of € 20,760 (▲ € 17,411 vs 2024). filed late Source: NBB ↗
2019 Olivier Spagnuolo became a director. NBB
2019 Valerio Spagnuolo became a director. NBB
2019 Rocco SPAGNUOLO became a director. NBB
Dec 18, 2019 Start of the company according to the CBE. KBO

In short

From € 80,172 profit in 2022 to € 20,760 profit in 2025.

Paid € 8,117 in corporate taxes since 2022.

Best year ever: 2022, with € 80,172 profit.

Original PDFs at the National Bank ↗

Management

Olivier Spagnuolo Valerio Spagnuolo Rocco SPAGNUOLO

Piccolo Mondo

VALOR RETAIL INVEST

RS LAW

Behind VALOR RETAIL INVEST are Olivier Spagnuolo, Valerio Spagnuolo and Rocco SPAGNUOLO. Olivier Spagnuolo is also behind Piccolo Mondo. Valerio Spagnuolo is also behind Piccolo Mondo. Rocco SPAGNUOLO is also behind RS LAW.

Directors

According to the 2025 annual accounts

Olivier Spagnuolo

Director

Also active at: Piccolo Mondo

since 2019

Valerio Spagnuolo

Director

Also active at: Piccolo Mondo

since 2019

Rocco SPAGNUOLO

Managing director

Also active at: RS LAW

since 2019

Establishments

Establishment units

Physical locations of this company

Registered office

Kruisbooglaan 56

1170 Watermaal-Bosvoorde

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

RS LAW same network

€ 109,449 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0739.787.920
VAT number: BE 0739.787.920
Registered office: Kruisbooglaan 56, 1170 Watermaal-Bosvoorde
Names & denominations: VALOR RETAIL INVEST
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 18 December 2019
Peppol: Active · Active since 11 Dec 2025

View on CBE Public ↗ Annual accounts (NBB) ↗

VALOR RETAIL INVEST

Warning lights

Financials

What happened to VALOR RETAIL INVEST?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions