Financials
Financial year 2025
UFinance from Koekelberg, company number BE0739582735, closed financial year 2025 with a result of € 57,328 after tax. For that financial year UFinance recorded a gross margin of € 252,499 and equity of € 204,188. Compared with financial year 2024, the result moved from € 46,603 to € 57,328. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.
€ 204,188
▲ 39% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 57,328
▲ 23% vs 2024
Profit after tax over the fiscal year.
€ 321,641
▲ 72% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 203,188.
People and assets in 2025
€ 97,037
▼ 8% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 30,248
▲ 43% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 77,219
▼ 15% vs 2024
€ 13,654 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 28,043
▼ 11% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 39,800
▼ 12% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 24,995 | € 9,384 | € 225,261 | € 252,499 | ▲ 12% |
| Profit after taxes | € 14,858 | € -7,590 | € 46,603 | € 57,328 | ▲ 23% |
| Equity | € 107,847 | € 100,257 | € 146,860 | € 204,188 | ▲ 39% |
| Total debts | € 139,898 | € 223,367 | € 252,177 | € 281,566 | ▲ 12% |
| Cash | € 160,208 | € 132,096 | € 187,422 | € 321,641 | ▲ 72% |
| Retained profit | € 106,847 | € 99,257 | € 145,860 | € 203,188 | ▲ 39% |
| Bank debt | € 0 | € 0 | € 90,411 | € 77,219 | ▼ 15% |
| Balance sheet total | € 247,745 | € 323,624 | € 399,037 | € 485,754 | ▲ 22% |
Key figures of UFinance, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to UFinance?
What happened at UFinance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 57,328 (▲ 23% vs 2024). Source: NBB ↗
- New establishment in Koekelberg. KBO
- Start of the company according to the CBE. KBO
In short
From € 14,858 profit in 2022 to € 57,328 profit in 2025.
Paid € 42,952 in corporate taxes since 2022.
Best year ever: 2025, with € 57,328 profit.
Management
Behind UFinance is Josephe Unval. Josephe Unval is also behind UNVAL CONSULTING and COUPOLE BRUXELLOISE DE L'AUTISME.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Landsroemlaan 11
1081 Koekelberg
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
OVH, FR
Website info
Features
Security
Network
Details
- Company number
- 0739.582.735
- VAT number
- BE 0739.582.735
- Registered office
- Landsroemlaan 11, 1081 Koekelberg
- Names & denominations
- UFinance
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 December 2019
- Peppol
- Active · Active since 4 Nov 2025
- Contact
- ufinance.be
- Activities · NACE
Activiteiten van (gecertificeerde) (fiscaal) accountants