Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 42 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FINANCIAL GC from Frameries, company number BE0738945802, closed financial year 2025 with a result of € 71,119 after tax. For that financial year FINANCIAL GC recorded a gross margin of € 70,174 and equity of € 214,252. Compared with financial year 2024, the result moved from € 50,004 to € 71,119. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 23, 2026.
€ 214,252
▲ 41% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 71,119
▲ 42% vs 2024
Profit after tax over the fiscal year.
€ 26,479
▲ 30% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 9,000 paid out
13 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 3,463
▲ 38% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 442,015
▲ 39% vs 2024
€ 40,063 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 116
▼ 78% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,476
▲ 7% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 70,807 | € 78,077 | € 92,376 | € 70,174 | ▼ 24% |
| Profit after taxes | € 43,393 | € 29,291 | € 50,004 | € 71,119 | ▲ 42% |
| Equity | € 85,088 | € 106,879 | € 152,133 | € 214,252 | ▲ 41% |
| Total debts | € 251,501 | € 386,916 | € 328,944 | € 468,107 | ▲ 42% |
| Cash | € 21,368 | € 28,055 | € 20,406 | € 26,479 | ▲ 30% |
| Land & buildings | - | € 147,875 | € 143,542 | € 139,208 | ▼ 3% |
| Retained profit | € 82,088 | € 103,879 | € 149,133 | € 211,252 | ▲ 42% |
| Dividend | € 0 | € 7,500 | € 4,750 | € 9,000 | ▲ 89% |
| Bank debt | € 233,464 | € 360,453 | € 318,077 | € 442,015 | ▲ 39% |
| Balance sheet total | € 336,588 | € 493,795 | € 481,077 | € 682,359 | ▲ 42% |
Key figures of FINANCIAL GC, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FINANCIAL GC?
What happened at FINANCIAL GC in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 71,119 (▲ 42% vs 2024). Source: NBB ↗
- New establishment in Frameries. KBO
- Guillaume Cailleaux became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 43,393 profit in 2022 to € 71,119 profit in 2025.
Paid € 57,963 in corporate taxes since 2022.
Best year ever: 2025, with € 71,119 profit.
Paid out € 21,250 in dividends to the owners in total.
Management
Behind FINANCIAL GC is Guillaume Cailleaux. It owns 31.5% of CREFI CONSEILS itself.
Directors
According to the 2025 annual accounts
since 2019
Establishments
Establishment units
Physical locations of this company
Rue de la Liberté 49
7080 Frameries
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0738.945.802
- VAT number
- BE 0738.945.802
- Registered office
- Rue de la Liberté 49, 7080 Frameries
- Names & denominations
- FINANCIAL GC
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 December 2019
- Peppol
- Active · Active since 2 Feb 2026
- Activities · NACE
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