Financials
Financial year 2025
VYTA INSURANCE from Zandhoven, company number BE0737568105, closed financial year 2025 with a result of € 3,145 after tax. For that financial year VYTA INSURANCE recorded a gross margin of € 293,318 and equity of € 79,321. Compared with financial year 2024, the result moved from € 6,670 to € 3,145. The company is profitable. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 24, 2026.
€ 79,321
▼ 22% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3,145
▼ 53% vs 2024
Profit after tax over the fiscal year.
€ 25,571
▲ 83% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 25,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
1.9
▲ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 156,329
▲ 21% vs 2024
€ 82,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 51,734
▼ 18% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 588,405
▼ 13% vs 2024
€ 101,418 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 28,419
▲ 189% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 21,318
▼ 10% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 238,123 | € 226,505 | € 260,808 | € 293,318 | ▲ 12% |
| Profit after taxes | € 49,721 | € 3,650 | € 6,670 | € 3,145 | ▼ 53% |
| Equity | € 90,856 | € 94,506 | € 101,176 | € 79,321 | ▼ 22% |
| Total debts | € 733,112 | € 775,738 | € 765,095 | € 717,068 | ▼ 6% |
| Cash | € 9,744 | € 18,240 | € 13,960 | € 25,571 | ▲ 83% |
| Land & buildings | - | € 160,793 | € 157,040 | € 153,286 | ▼ 2% |
| Retained profit | € 88,356 | € 92,006 | € 98,676 | € 76,821 | ▼ 22% |
| Dividend | € 0 | € 0 | € 0 | € 25,000 | |
| Bank debt | € 723,812 | € 746,554 | € 679,927 | € 588,405 | ▼ 13% |
| Balance sheet total | € 823,967 | € 870,244 | € 866,270 | € 796,388 | ▼ 8% |
| Employees (FTE) | 0.8 | 1.1 | 1.4 | 1.9 | ▲ 0.5 |
Key figures of VYTA INSURANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VYTA INSURANCE?
What happened at VYTA INSURANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 3,145 (▼ 53% vs 2024). Source: NBB ↗
- New establishment in Zandhoven. KBO
- Anne-Sophie Vekemans became a director. NBB
- Wikki Finance BV became a director. NBB
- Johan Vekemans became a director. NBB
- VYTA FINANCE BV became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 49,721 profit in 2022 to € 3,145 profit in 2025.
Paid € 41,914 in corporate taxes since 2022.
Best year ever: 2022, with € 49,721 profit.
On average € 154,400 of value added per employee in 2025.
A new publication or filing at VYTA INSURANCE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of VYTA FINANCE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
VYTA INSURANCEBehind VYTA INSURANCE are Anne-Sophie Vekemans, Wikki Finance BV, Johan Vekemans and VYTA FINANCE BV. The shares are held by VYTA FINANCE (68%). It owns 100% of Vyta Real Estate BV itself.
Directors
According to the 2025 annual accounts
since 2019
since 2019
Johan Vekemans
Director
since 2019
Director · represented by William Vekemans
since 2019
Shareholders
68%
Participations
100%
Establishments
Establishment units
Physical locations of this company
Melkerijweg 2B box 1
2240 Zandhoven
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
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Microsoft 365
Hosting
LEVEL27-AS * Please direct all complaints to [email protected] *, BE
Website info
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Details
- Company number
- 0737.568.105
- VAT number
- BE 0737.568.105
- Registered office
- Melkerijweg 2B bus 1, 2240 Zandhoven
- Names & denominations
- VYTA INSURANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 November 2019
- Peppol
- Active · Active since 27 Jun 2025
- Contact
- vyta.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars