Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 16 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CT-FIN from Mons, company number BE0734970483, closed financial year 2025 with a result of € 50,768 after tax. For that financial year CT-FIN recorded a gross margin of € -2,901 and equity of € 19,072. Compared with financial year 2024, the result moved from € -20,908 to € 50,768. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 12, 2026.
€ 19,072
▲ € 50,768 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 50,768
▲ still € 20,908 loss in 2024
Profit after tax over the fiscal year.
€ 52,258
▲ € 44,721 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 14,072.
Debts at end 2025
€ 210,796
▼ 16% vs 2024
€ 39,577 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 208
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -1,973 | € -4,380 | € -2,450 | € -2,901 | ▼ € 450 |
| Profit after taxes | € -2,635 | € -4,656 | € -20,908 | € 50,768 | ▲ € 71,676 |
| Equity | € -6,132 | € -10,788 | € -31,696 | € 19,072 | ▲ € 50,768 |
| Total debts | € 10,000 | € 12,000 | € 590,446 | € 492,599 | ▼ 17% |
| Cash | € 3,868 | € 1,212 | € 7,537 | € 52,258 | ▲ € 44,721 |
| Retained profit | € -11,132 | € -15,788 | € -36,696 | € 14,072 | ▲ € 50,768 |
| Bank debt | € 0 | € 0 | € 250,000 | € 210,796 | ▼ 16% |
| Balance sheet total | € 3,868 | € 1,212 | € 558,750 | € 511,671 | ▼ 8% |
Key figures of CT-FIN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CT-FIN?
What happened at CT-FIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 50,768. filed late Source: NBB ↗
- New establishment in Mons. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,635 loss in 2022 to € 50,768 profit in 2025.
Best year ever: 2025, with € 50,768 profit.
Establishments
Establishment units
Physical locations of this company
Rue H. Charlez 69
7024 Mons
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0734.970.483
- VAT number
- BE 0734.970.483
- Registered office
- Rue H. Charlez 69, 7024 Mons
- Names & denominations
- CT-FIN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 September 2019
- Peppol
- Active · Active since 13 Dec 2025
- Contact
- [email protected] +32495253240
- Activities · NACE
Activiteiten van holdings
Holdings
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