Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 31 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 10.6 to 9.
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Figures corrected NBB
Corrected annual account filed for 2023.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
BDL ADVIES from Berlare, company number BE0734545663, closed financial year 2025 with a result of € 190,123 after tax. For that financial year BDL ADVIES recorded a gross margin of € 1.2 million and equity of € 20,000. Compared with financial year 2024, the result moved from € 80,020 to € 190,123. Profitable, and profit is growing. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 20,000
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 190,123
▲ 138% vs 2024
Profit after tax over the fiscal year.
€ 79,127
▲ 21% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 190,123 paid out
100 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
9
▼ 0.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 561,021
▼ 8% vs 2024
€ 62,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 91,593
▼ 49% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 597,812
▼ 47% vs 2024
€ 478,640 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 999
▼ 74% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 100,629
▼ 14% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,139,483 | € 1,151,622 | € 1,156,460 | € 1,215,165 | ▲ 5% |
| Profit after taxes | € 144,102 | € 67,965 | € 80,020 | € 190,123 | ▲ 138% |
| Equity | € 20,000 | € 20,000 | € 20,000 | € 20,000 | |
| Total debts | € 2,330,373 | € 1,828,718 | € 1,416,692 | € 987,481 | ▼ 30% |
| Cash | € 108,553 | € 65,449 | € 65,229 | € 79,127 | ▲ 21% |
| Dividend | € 144,102 | € 67,965 | € 80,020 | € 190,123 | ▲ 138% |
| Bank debt | € 2,004,792 | € 1,567,264 | € 1,123,394 | € 597,812 | ▼ 47% |
| Balance sheet total | € 2,350,373 | € 1,848,718 | € 1,436,692 | € 1,007,481 | ▼ 30% |
| Employees (FTE) | 9.4 | 10.6 | 9.9 | 9 | ▼ 0.9 |
Key figures of BDL ADVIES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BDL ADVIES?
What happened at BDL ADVIES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 190,123 (▲ 138% vs 2024). Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Berlare. KBO
- New establishment in Dendermonde. KBO
- New establishment in Lebbeke. KBO
In short
From € 144,102 profit in 2022 to € 190,123 profit in 2025.
Paid € 17,165 in corporate taxes since 2022.
Best year ever: 2025, with € 190,123 profit.
On average € 135,000 of value added per employee in 2025.
Management
Behind BDL ADVIES are Kjel Van Malderen Comm.V, Pascal Poppe Comm.V, Cowa Advice Comm.V, CNG VOF, Mia Van De Voorde CommV and LoGuRa Comm.V. Kjel Van Malderen Comm.V is also behind Biesemans & Co. Pascal Poppe Comm.V is also behind QUEMMAZIPA. CNG VOF is also behind DENAF Financial Services and DANEPAR.
Directors
According to the 2025 annual accounts
Director · represented by Kris Coen
Director · represented by Mia Van De Voorde
Director · represented by Koen Steijleman
Establishments
Establishment units
Physical locations of this company
Nieuwstraat(B) 11
9290 Berlare
Mechelsesteenweg 208 box 2
9200 Dendermonde
Active since 13 September 2019
Koning Albert I-straat 3
9280 Lebbeke
Active since 13 September 2019
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0734.545.663
- VAT number
- BE 0734.545.663
- Registered office
- Nieuwstraat(B) 11, 9290 Berlare
- Names & denominations
- BDL ADVIES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 September 2019
- Peppol
- Not registered
- Activities · NACE
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