Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 6 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
C&S Invest from Ranst, company number BE0734508645, closed financial year 2025 with a result of € 17,506 after tax. For that financial year C&S Invest recorded a gross margin of € 143,395 and equity of € 113,422. Compared with financial year 2024, the result moved from € 9,378 to € 17,506. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 20, 2026.
€ 113,422
▲ 18% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 17,506
▲ 87% vs 2024
Profit after tax over the fiscal year.
€ 34,247
▲ 21% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 53,422.
Debts at end 2025
€ 1.4 million
▼ 6% vs 2024
€ 99,419 is repaid this year. At this pace the long-term loan is gone in ≈ 14 years.
€ 398
▼ 75% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 10,920
▼ 28% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 149,042 | € 146,308 | € 138,654 | € 143,395 | ▲ 3% |
| Profit after taxes | € 6,205 | € 14,373 | € 9,378 | € 17,506 | ▲ 87% |
| Equity | € 72,165 | € 86,538 | € 95,916 | € 113,422 | ▲ 18% |
| Total debts | € 2,278,693 | € 2,170,245 | € 2,066,572 | € 1,963,720 | ▼ 5% |
| Cash | € 52,532 | € 38,498 | € 28,275 | € 34,247 | ▲ 21% |
| Land & buildings | € 2,290,042 | € 2,205,457 | € 2,120,873 | € 2,036,288 | ▼ 4% |
| Retained profit | € 12,165 | € 26,538 | € 35,916 | € 53,422 | ▲ 49% |
| Bank debt | € 1,721,883 | € 1,626,744 | € 1,530,264 | € 1,432,292 | ▼ 6% |
| Balance sheet total | € 2,350,859 | € 2,256,783 | € 2,162,488 | € 2,077,142 | ▼ 4% |
Key figures of C&S Invest, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to C&S Invest?
What happened at C&S Invest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 17,506 (▲ 87% vs 2024). filed late Source: NBB ↗
- New establishment in Ranst. KBO
- Start of the company according to the CBE. KBO
In short
From € 6,205 profit in 2022 to € 17,506 profit in 2025.
Paid € 13,478 in corporate taxes since 2022.
Best year ever: 2025, with € 17,506 profit.
Management
Behind C&S Invest are Speelmans Steven and Speelmans Cedric. The same people are also behind AFT International.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Ter Stratenweg 50
2520 Ranst
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0734.508.645
- VAT number
- BE 0734.508.645
- Registered office
- Ter Stratenweg 50, 2520 Ranst
- Names & denominations
- C&S Invest
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 September 2019
- Peppol
- Active · Active since 21 Oct 2026
- Activities · NACE
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen