Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 29 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Het verzekeringspunt SW from Ranst, company number BE0732689795, closed financial year 2025 with a result of € 17,802 after tax. For that financial year Het verzekeringspunt SW recorded a gross margin of € 143,984 and equity of € 5,530. Compared with financial year 2024, the result moved from € 397 to € 17,802. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 3, 2026.
€ 5,530
▲ 90% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 17,802
▲ € 17,405 vs 2024
Profit after tax over the fiscal year.
€ 466
▼ 85% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 15,177 paid out
85 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 69,887
▼ 3% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 709
▼ 92% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 131,947
▼ 19% vs 2024
€ 29,103 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 17,380
▲ 97% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 10,235
▲ 41% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 119,467 | € 134,384 | € 129,304 | € 143,984 | ▲ 11% |
| Profit after taxes | € 4,641 | € 2,160 | € 397 | € 17,802 | ▲ € 17,405 |
| Equity | € 347 | € 2,507 | € 2,904 | € 5,530 | ▲ 90% |
| Total debts | € 353,123 | € 285,745 | € 245,904 | € 177,636 | ▼ 28% |
| Cash | € 4,622 | € 1,937 | € 3,014 | € 466 | ▼ 85% |
| Retained profit | € -18,253 | € -16,093 | € -15,696 | € -13,070 | ▲ € 2,625 |
| Dividend | € 0 | € 0 | € 0 | € 15,177 | |
| Bank debt | € 225,927 | € 195,057 | € 163,733 | € 131,947 | ▼ 19% |
| Balance sheet total | € 353,470 | € 288,252 | € 248,808 | € 183,166 | ▼ 26% |
Key figures of Het verzekeringspunt SW, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Het verzekeringspunt SW?
What happened at Het verzekeringspunt SW in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 17,802 (▲ € 17,405 vs 2024). filed late Source: NBB ↗
- New establishment in Ranst. KBO
- New establishment in Vosselaar. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,641 profit in 2022 to € 17,802 profit in 2025.
Paid € 11,862 in corporate taxes since 2022.
Best year ever: 2025, with € 17,802 profit.
Paid out € 15,177 in dividends to the owners in total.
A new publication or filing at Het verzekeringspunt SW? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Het verzekeringspunt SW is Wendy Van Dijck.
Directors
According to the 2025 annual accounts
Wendy Van Dijck
Director
Establishments
Establishment units
Physical locations of this company
Broechemlei 24 box 11
2520 Ranst
Lindenhoeve 33
2350 Vosselaar
Active since 20 August 2019
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
AS-VULTR - The Constant Company, LLC, US
DNS
Cloudflare DNS
Website info
Features
Security
Network
Details
- Company number
- 0732.689.795
- VAT number
- BE 0732.689.795
- Registered office
- Broechemlei 24 bus 11, 2520 Ranst
- Names & denominations
- Het verzekeringspunt SW
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 August 2019
- Peppol
- Active · Active since 16 May 2025
- Contact
- hetverzekeringspunt.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars