What does ADVICO VERZEKERINGEN do?

ADVICO VERZEKERINGEN is an insurance broker in Beveren-Kruibeke-Zwijndrecht. Private Limited, started on 9 August 2019, 3 establishments.

What is the address of ADVICO VERZEKERINGEN?

The registered office of ADVICO VERZEKERINGEN is located at Kasteeldreef(BEV) 10, 9120 Beveren-Kruibeke-Zwijndrecht.

Is ADVICO VERZEKERINGEN still active?

Yes. According to the CBE (18 September 2026) ADVICO VERZEKERINGEN is active, legal situation “Normale toestand”, started on 9 August 2019.

Is ADVICO VERZEKERINGEN registered on Peppol?

Yes, ADVICO VERZEKERINGEN is registered on the Peppol network with ID 0208:0732498666.

What is the enterprise number of ADVICO VERZEKERINGEN?

The enterprise number of ADVICO VERZEKERINGEN is BE0732498666.

When was ADVICO VERZEKERINGEN founded?

ADVICO VERZEKERINGEN was founded on 9 August 2019.

Who are the directors of ADVICO VERZEKERINGEN?

According to the 2025 annual accounts, the directors of ADVICO VERZEKERINGEN are: Capten VOF, Weflow VOF, CNCKXZS VOF, Jan Michiel Alice Coninckx, Emmjan VOF.

Is ADVICO VERZEKERINGEN a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 9 August 2019; 5 annual accounts filed, latest fiscal year 2025; 5 directors known from the annual account; 3 establishments in the CBE.

How much profit did ADVICO VERZEKERINGEN make in 2025?

ADVICO VERZEKERINGEN posted a profit after taxes of € 145,015 in financial year 2025.

What is the revenue of ADVICO VERZEKERINGEN?

As a small company, ADVICO VERZEKERINGEN is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 855,849.

How much does an employee at ADVICO VERZEKERINGEN earn?

The average wage cost per full-time employee at ADVICO VERZEKERINGEN was € 69,800 in 2023: staff costs of € 272,333 for 3.9 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

ADVICO VERZEKERINGEN (Private Limited) - BE0732498666

Dossier ADVICO VERZEKERINGEN, printed on 18 September 2026 from databakkes.be/en/0732498666/advico-verzekeringen. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

ADVICO VERZEKERINGEN from Beveren-Kruibeke-Zwijndrecht, company number BE0732498666, closed financial year 2025 with a result of € 145,015 after tax. For that financial year ADVICO VERZEKERINGEN recorded a gross margin of € 855,849 and equity of € 393,071. Compared with financial year 2024, the result moved from € 85,642 to € 145,015. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.

What it is worth Growing

€ 393,071

▲ 52% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 145,015

▲ 69% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 63,168

▼ 31% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 383,730.

People and assets in 2025

Wage cost

€ 466,899

▲ 38% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 18,369

▲ € 17,700 vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 10 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 1.1 million

▲ 23% vs 2024

€ 104,119 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.

Owed to suppliers

€ 16,484

▲ 124% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 79,357

▼ 26% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 499,517 Gross margin 2022: € 499,517 First fiscal year in the series	€ 622,445 Gross margin 2023: € 622,445 ▲ 25% vs 2022 (€ 499,517) Favourable step	€ 704,663 Gross margin 2024: € 704,663 ▲ 13% vs 2023 (€ 622,445) Favourable step	€ 855,849 Gross margin 2025: € 855,849 ▲ 21% vs 2024 (€ 704,663) Favourable step	▲ 21%
Profit after taxes	€ 41,892 Profit after taxes 2022: € 41,892 First fiscal year in the series	€ 145,909 Profit after taxes 2023: € 145,909 ▲ 248% vs 2022 (€ 41,892) Favourable step	€ 85,642 Profit after taxes 2024: € 85,642 ▼ 41% vs 2023 (€ 145,909) Unfavourable step	€ 145,015 Profit after taxes 2025: € 145,015 ▲ 69% vs 2024 (€ 85,642) Favourable step	▲ 69%
Equity	€ 51,508 Equity 2022: € 51,508 First fiscal year in the series	€ 186,284 Equity 2023: € 186,284 ▲ 262% vs 2022 (€ 51,508) Favourable step	€ 258,320 Equity 2024: € 258,320 ▲ 39% vs 2023 (€ 186,284) Favourable step	€ 393,071 Equity 2025: € 393,071 ▲ 52% vs 2024 (€ 258,320) Favourable step	▲ 52%
Total debts	€ 980,703 Total debts 2022: € 980,703 First fiscal year in the series	€ 859,183 Total debts 2023: € 859,183 ▼ 12% vs 2022 (€ 980,703) Favourable step	€ 1,098,781 Total debts 2024: € 1,098,781 ▲ 28% vs 2023 (€ 859,183) Unfavourable step	€ 1,185,797 Total debts 2025: € 1,185,797 ▲ 8% vs 2024 (€ 1,098,781) Unfavourable step	▲ 8%
Cash	€ 87,506 Cash 2022: € 87,506 First fiscal year in the series	€ 218,069 Cash 2023: € 218,069 ▲ 149% vs 2022 (€ 87,506) Favourable step	€ 91,169 Cash 2024: € 91,169 ▼ 58% vs 2023 (€ 218,069) Unfavourable step	€ 63,168 Cash 2025: € 63,168 ▼ 31% vs 2024 (€ 91,169) Unfavourable step	▼ 31%
Land & buildings	€ 3,722 Land & buildings 2022: € 3,722 First fiscal year in the series	€ 3,275 Land & buildings 2023: € 3,275 ▼ 12% vs 2022 (€ 3,722) Unchanged	€ 569,184 Land & buildings 2024: € 569,184 ▲ € 565,909 vs 2023 (€ 3,275) Unchanged	€ 881,223 Land & buildings 2025: € 881,223 ▲ 55% vs 2024 (€ 569,184) Unchanged	▲ 55%
Retained profit	€ 45,508 Retained profit 2022: € 45,508 First fiscal year in the series	€ 180,284 Retained profit 2023: € 180,284 ▲ 296% vs 2022 (€ 45,508) Favourable step	€ 252,320 Retained profit 2024: € 252,320 ▲ 40% vs 2023 (€ 180,284) Favourable step	€ 383,730 Retained profit 2025: € 383,730 ▲ 52% vs 2024 (€ 252,320) Favourable step	▲ 52%
Bank debt	€ 728,892 Bank debt 2022: € 728,892 First fiscal year in the series	€ 614,720 Bank debt 2023: € 614,720 ▼ 16% vs 2022 (€ 728,892) Favourable step	€ 857,927 Bank debt 2024: € 857,927 ▲ 40% vs 2023 (€ 614,720) Unfavourable step	€ 1,053,505 Bank debt 2025: € 1,053,505 ▲ 23% vs 2024 (€ 857,927) Unfavourable step	▲ 23%
Balance sheet total	€ 1,032,210 Balance sheet total 2022: € 1,032,210 First fiscal year in the series	€ 1,045,467 Balance sheet total 2023: € 1,045,467 ▲ 1% vs 2022 (€ 1,032,210) Unchanged	€ 1,357,101 Balance sheet total 2024: € 1,357,101 ▲ 30% vs 2023 (€ 1,045,467) Unchanged	€ 1,578,868 Balance sheet total 2025: € 1,578,868 ▲ 16% vs 2024 (€ 1,357,101) Unchanged	▲ 16%
Employees (FTE)	4.3 Employees (FTE) 2022: 4.3 First fiscal year in the series	3.9 Employees (FTE) 2023: 3.9 ▼ 0.4 vs 2022 (4.3) Unchanged	-	-

Key figures of ADVICO VERZEKERINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to ADVICO VERZEKERINGEN?

What happened at ADVICO VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 30, 2026 New annual accounts for financial year 2025: profit of € 145,015 (▲ 69% vs 2024). Source: NBB ↗
Jan 1, 2026 New establishment in Beveren-Kruibeke-Zwijndrecht. KBO
Jan 2, 2021 New establishment in Beveren-Kruibeke-Zwijndrecht. KBO
Aug 9, 2019 New establishment in Beveren-Kruibeke-Zwijndrecht. KBO
Aug 9, 2019 Start of the company according to the CBE. KBO

In short

From € 41,892 profit in 2022 to € 145,015 profit in 2025.

Paid € 174,856 in corporate taxes since 2022.

Best year ever: 2023, with € 145,909 profit.

On average € 159,600 of value added per employee in 2023.

Original PDFs at the National Bank ↗

A new publication or filing at ADVICO VERZEKERINGEN? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

Capten VOF Weflow VOF CNCKXZS VOF Jan Michiel Alice Coninckx +1

BLOMMAERT & PEIRSMAN

ADVICO VERZEKERINGEN

Behind ADVICO VERZEKERINGEN are Capten VOF, Weflow VOF, CNCKXZS VOF, Jan Michiel Alice Coninckx and Emmjan VOF. Capten VOF is also behind BLOMMAERT & PEIRSMAN.

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