Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 62 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BCD & PARTNERS from Gistel, company number BE0731819864, closed financial year 2025 with a result of € 67,761 after tax. For that financial year BCD & PARTNERS recorded a gross margin of € 154,878 and equity of € 348,320. Compared with financial year 2024, the result moved from € 44,974 to € 67,761. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on March 31, 2026.
€ 348,320
▲ 24% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 67,761
▲ 51% vs 2024
Profit after tax over the fiscal year.
€ 19,502
▼ 62% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 123,320.
People and assets in 2025
€ 6,864
▲ 35% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 370,880
▼ 12% vs 2024
€ 49,236 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 3,606
▼ 29% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,569
▲ € 4,800 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 84,820 | € 108,732 | € 162,771 | € 154,878 | ▼ 5% |
| Profit after taxes | € -11,750 | € 4,591 | € 44,974 | € 67,761 | ▲ 51% |
| Equity | € 230,996 | € 235,586 | € 280,560 | € 348,320 | ▲ 24% |
| Total debts | € 1,250,932 | € 1,247,206 | € 792,436 | € 421,420 | ▼ 47% |
| Cash | € 41,761 | € 474 | € 51,480 | € 19,502 | ▼ 62% |
| Land & buildings | € 379,296 | € 730,890 | € 677,666 | € 625,344 | ▼ 8% |
| Retained profit | € 5,996 | € 10,586 | € 55,560 | € 123,320 | ▲ 122% |
| Bank debt | € 300,793 | € 490,588 | € 422,675 | € 370,880 | ▼ 12% |
| Balance sheet total | € 1,481,928 | € 1,482,792 | € 1,072,995 | € 769,740 | ▼ 28% |
Key figures of BCD & PARTNERS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to BCD & PARTNERS?
What happened at BCD & PARTNERS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 67,761 (▲ 51% vs 2024). Source: NBB ↗
- New establishment in Gistel. KBO
- FindeV CommV became a director. NBB
- Carrewyn & Partners BV became a director. NBB
- Bonne Finance BV became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 11,750 loss in 2022 to € 67,761 profit in 2025.
Paid € 26,475 in corporate taxes since 2022.
Best year ever: 2025, with € 67,761 profit.
Management
The stake of BONNE, CARREWYN & PARTNERS, JOCA MANAGEMENT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
BCD & PARTNERSBehind BCD & PARTNERS are FindeV CommV, Carrewyn & Partners BV, Bonne Finance BV and Kantoor Vanbavinckhove BV. The shares are held by BONNE (25%), CARREWYN & PARTNERS (25%) and JOCA MANAGEMENT (10%).
Directors
According to the 2025 annual accounts
since 2019
Director · represented by Peter Carrewyn
Also active at: BCD INSURANCE, BCD FINANCE
since 2019
since 2019
Director · represented by Valerie Marchand
Also active at: BCD INSURANCE, BCD FINANCE
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Oostendse Baan 8
8470 Gistel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0731.819.864
- VAT number
- BE 0731.819.864
- Registered office
- Oostendse Baan 8, 8470 Gistel
- Names & denominations
- BCD & PARTNERS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 August 2019
- Peppol
- Active · Active since 6 Oct 2025
- Activities · NACE
Activiteiten van holdings
Holdings