Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 42 % of short-term debt in 2025; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2023, 2024.
Financials
Financial year 2025
CRM LAW from Tienen, company number BE0731768988, closed financial year 2025 with a result of € 53,859 after tax. For that financial year CRM LAW recorded a gross margin of € 82,319 and equity of € 14,631. Compared with financial year 2024, the result moved from € 69,471 to € 53,859. The company is profitable. The buffer shrank hard: equity is 79 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 14,631
▼ 79% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 53,859
▼ 22% vs 2024
Profit after tax over the fiscal year.
€ 41,396
▲ 126% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 110,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 4,667
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 95,720
▼ 3% vs 2024
€ 3,613 is repaid this year. At this pace the long-term loan is gone in ≈ 26 years.
€ 3,537
▼ 77% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 58,100
▲ 67% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 51,222 | € 6,874 | € 106,217 | € 82,319 | ▼ 22% |
| Profit after taxes | € 37,797 | € 24,183 | € 69,471 | € 53,859 | ▼ 22% |
| Equity | € 87,639 | € 1,822 | € 70,772 | € 14,631 | ▼ 79% |
| Total debts | € 61,641 | € 360,170 | € 154,792 | € 263,463 | ▲ 70% |
| Cash | € 95,866 | € 116,284 | € 18,329 | € 41,396 | ▲ 126% |
| Land & buildings | - | € 113,865 | € 111,274 | € 108,683 | ▼ 2% |
| Retained profit | € 86,639 | € 822 | € 69,772 | € 13,631 | ▼ 80% |
| Dividend | € 33,500 | € 110,000 | € 0 | € 110,000 | |
| Bank debt | € 2,000 | € 103,055 | € 99,182 | € 95,720 | ▼ 3% |
| Balance sheet total | € 149,280 | € 361,992 | € 225,564 | € 278,094 | ▲ 23% |
Key figures of CRM LAW, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CRM LAW?
What happened at CRM LAW in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 53,859 (▼ 22% vs 2024). filed late Source: NBB ↗
- New establishment in Tienen. KBO
- Christophe Romero Malaver became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 37,797 profit in 2022 to € 53,859 profit in 2025.
Paid € 70,616 in corporate taxes since 2022.
Best year ever: 2024, with € 69,471 profit.
Paid out € 253,500 in dividends to the owners in total.
Management
Behind CRM LAW is Christophe Romero Malaver.
Directors
According to the 2025 annual accounts
Christophe Romero Malaver
Bestuurder-zaakvoerder
since 2019
Establishments
Establishment units
Physical locations of this company
Leuvenselaan 71
3300 Tienen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0731.768.988
- VAT number
- BE 0731.768.988
- Registered office
- Leuvenselaan 71, 3300 Tienen
- Names & denominations
- CRM LAW
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 August 2019
- Peppol
- Active · Active since 7 Jul 2026
- Activities · NACE
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