Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 3 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Louckx Insurance from Dilbeek, company number BE0730848379, closed financial year 2025 with a result of € -1,546 after tax. For that financial year Louckx Insurance recorded a gross margin of € -3,902 and equity of € 308,019. Compared with financial year 2024, the result moved from € 128,715 to € -1,546. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 28, 2026.
€ 308,019
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,546
▼ still € 128,715 profit in 2024
Profit after tax over the fiscal year.
€ 1,920
▼ 69% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 307,019.
Debts at end 2025
€ 116,939
▼ 21% vs 2024
€ 30,807 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 17,851
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 50,242 | € 63,664 | € 39,462 | € -3,902 | ▼ € 43,365 |
| Profit after taxes | € 31,433 | € 40,849 | € 128,715 | € -1,546 | ▼ € 130,261 |
| Equity | € 140,000 | € 180,850 | € 309,565 | € 308,019 | |
| Total debts | € 255,915 | € 300,070 | € 290,661 | € 356,233 | ▲ 23% |
| Cash | € 0 | € 441 | € 6,267 | € 1,920 | ▼ 69% |
| Retained profit | € 139,000 | € 179,850 | € 308,565 | € 307,019 | ▼ 1% |
| Bank debt | € 209,948 | € 180,555 | € 147,290 | € 116,939 | ▼ 21% |
| Balance sheet total | € 395,915 | € 480,920 | € 600,225 | € 664,252 | ▲ 11% |
Key figures of Louckx Insurance, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Louckx Insurance?
What happened at Louckx Insurance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 1,546 (▼ € 130,261 vs 2024). filed late Source: NBB ↗
- Barbara Louckx became a director. NBB
- New establishment in Dilbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 31,433 profit in 2022 to € 1,546 loss in 2025.
Paid € 57,061 in corporate taxes since 2022.
Best year ever: 2024, with € 128,715 profit.
Management
Behind Louckx Insurance is Barbara Louckx. It owns 49.8% of Louckx & Partners itself.
Directors
According to the 2025 annual accounts
Barbara Louckx
Director
since 2024
Establishments
Establishment units
Physical locations of this company
Kasteelstraat 40
1700 Dilbeek
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0730.848.379
- VAT number
- BE 0730.848.379
- Registered office
- Kasteelstraat 40, 1700 Dilbeek
- Names & denominations
- Louckx Insurance
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 July 2019
- Peppol
- Active · Active since 12 Feb 2025
- Contact
- [email protected]
- Activities · NACE
Activiteiten van holdings
Holdings
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