Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 31 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CHAMPAIN from Wanze, company number BE0730567574, closed financial year 2025 with a result of € -102,570 after tax. For that financial year CHAMPAIN recorded a gross margin of € 278,150 and equity of € -14,957. Compared with financial year 2024, the result moved from € -152,530 to € -102,570. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ -14,957
▲ € 336,405 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -102,570
▲ 33 % less loss than in 2024
Profit after tax over the fiscal year.
€ 35,247
▲ 3% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -990,891.
People and assets in 2025
€ 323,015
▼ 5% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 285
▼ 64% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 241,122
▼ 17% vs 2024
€ 45,108 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 104,474
▼ 47% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 26,969
▼ 20% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 167,167 | € 263,698 | € 282,192 | € 278,150 | ▼ 1% |
| Profit after taxes | € -245,542 | € -172,259 | € -152,530 | € -102,570 | ▲ € 49,960 |
| Equity | € -43,531 | € -195,808 | € -351,362 | € -14,957 | ▲ € 336,405 |
| Total debts | € 666,281 | € 763,682 | € 797,181 | € 452,035 | ▼ 43% |
| Cash | € 51,668 | € 69,629 | € 34,170 | € 35,247 | ▲ 3% |
| Land & buildings | € 198,788 | € 192,664 | € 183,619 | € 171,801 | ▼ 6% |
| Retained profit | € -563,531 | € -735,790 | € -888,320 | € -990,891 | ▼ € 102,570 |
| Bank debt | € 484,466 | € 463,108 | € 289,782 | € 241,122 | ▼ 17% |
| Balance sheet total | € 622,750 | € 567,874 | € 445,819 | € 437,078 | ▼ 2% |
Key figures of CHAMPAIN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CHAMPAIN?
What happened at CHAMPAIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 102,570. filed late Source: NBB ↗
- New establishment in Wanze. KBO
- Start of the company according to the CBE. KBO
In short
From € 245,543 loss in 2022 to € 102,570 loss in 2025.
Management
The stake of CHENICLEM comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CHAMPAINBehind CHAMPAIN are Françoise de Vaucleroy and Christian Schiepers. The shares are held by CHENICLEM (89.4%).
Directors
According to the 2025 annual accounts
Françoise de Vaucleroy
Director
Also active at: NAXHELET IMMO, Châteaux Thermes & Golf, NAXHELET FINANCE, CHENICLEM, Société de Transformation du Val, VAL NOTRE DAME HYDRO, INVESTSUD INNOVATION
Shareholders
89.4%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue de Wanzoul(VIN) 68
4520 Wanze
Chaussée de Wavre(WAN) 224
4520 Wanze
Active since 15 October 2019
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →NAXHELET IMMO same network
€ 33,279 gross margin · 2025
Châteaux Thermes & Golf same network
€ 12.9 million revenue · 2025
NAXHELET FINANCE same network
€ -18,541 gross margin · 2025
CHENICLEM same network
€ -54,405 gross margin · 2025
Société de Transformation du Val same network
€ 37,886 gross margin · 2025
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
COGENT-174 - Cogent Communications, LLC, US
Website info
Features
Security
Details
- Company number
- 0730.567.574
- VAT number
- BE 0730.567.574
- Registered office
- Rue de Wanzoul(VIN) 68, 4520 Wanze
- Names & denominations
- CHAMPAIN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 July 2019
- Peppol
- Active · Active since 20 Nov 2020
- Contact
- champain.farm [email protected]
- Activities · NACE
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Detailhandel in brood en banketbakkerswerk (koude bakkers)
Handelsbemiddeling in de groothandel in andere specifieke goederen