Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 6 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
EBL Management from Kortrijk, company number BE0729920644, closed financial year 2025 with a result of € 5.8 million after tax. For that financial year EBL Management recorded a gross margin of € -445,937 and equity of € 241,195. Compared with financial year 2024, the result moved from € 386,470 to € 5.8 million. Profitable, and profit is growing. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 3, 2026.
€ 241,195
▼ 39% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 5.8 million
▲ € 5.4 million vs 2024
Profit after tax over the fiscal year.
€ 236,817
▲ € 196,857 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 6 million paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 6,263
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 63,412
▲ 57% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 941,652
▼ 70% vs 2024
€ 266,404 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 47,047
▼ 10% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,758
▼ 49% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 125,596 | € 263,049 | € 301,853 | € -445,937 | ▼ € 747,790 |
| Profit after taxes | € 780,193 | € 212,273 | € 386,470 | € 5,800,080 | ▲ € 5.4 million |
| Equity | € 1,335,278 | € 1,522,551 | € 394,221 | € 241,195 | ▼ 39% |
| Total debts | € 1,742,577 | € 3,061,114 | € 4,677,916 | € 4,825,941 | ▲ 3% |
| Cash | € 116,620 | € 5,720 | € 39,960 | € 236,817 | ▲ € 196,857 |
| Land & buildings | - | € 1,618,569 | € 2,036,865 | € 2,866,150 | ▲ 41% |
| Retained profit | € 1,315,278 | € 1,502,551 | € 374,221 | € 221,195 | ▼ 41% |
| Dividend | € 0 | € 25,000 | € 1,514,800 | € 5,953,106 | ▲ 293% |
| Bank debt | € 1,740,936 | € 3,035,714 | € 3,113,468 | € 941,652 | ▼ 70% |
| Balance sheet total | € 3,077,856 | € 4,583,665 | € 5,072,137 | € 5,067,136 |
Key figures of EBL Management, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to EBL Management?
What happened at EBL Management in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 5.8 million (▲ € 5.4 million vs 2024). Source: NBB ↗
- New establishment in Kortrijk. KBO
- Start of the company according to the CBE. KBO
In short
From € 780,193 profit in 2022 to € 5.8 million profit in 2025.
Paid € 63,085 in corporate taxes since 2022.
Best year ever: 2025, with € 5.8 million profit.
Paid out € 7.5 million in dividends to the owners in total.
Management
Behind EBL Management is Helena MALFAIT.
Directors
According to the 2025 annual accounts
Helena MALFAIT
Director
Establishments
Establishment units
Physical locations of this company
Jan Breydellaan(Kor) 71
8500 Kortrijk
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0729.920.644
- VAT number
- BE 0729.920.644
- Registered office
- Jan Breydellaan(Kor) 71, 8500 Kortrijk
- Names & denominations
- EBL Management
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 July 2019
- Peppol
- Active · Active since 2 Jul 2025
- Contact
- [email protected]
- Activities · NACE
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