Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 28 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
12 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
J'M Services from Kortrijk, company number BE0727448035, closed financial year 2025 with a result of € -13,036 after tax. For that financial year J'M Services recorded a gross margin of € -11,611 and equity of € -76,888. Compared with financial year 2024, the result moved from € -3,314 to € -13,036. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 22, 2026.
€ -76,888
▼ € 13,036 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -13,036
▼ 293 % more loss than in 2024
Profit after tax over the fiscal year.
€ 6,262
▲ 223% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -229,888.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 142
▼ 62% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 11,113
▼ 7% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 7
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -15,881 | € -12,892 | € 4,398 | € -11,611 | ▼ € 16,009 |
| Profit after taxes | € -27,383 | € -25,861 | € -3,314 | € -13,036 | ▼ € 9,722 |
| Equity | € -62,677 | € -60,538 | € -63,852 | € -76,888 | ▼ € 13,036 |
| Total debts | € 110,875 | € 101,939 | € 106,576 | € 113,449 | ▲ 6% |
| Cash | € 7,142 | € 2,302 | € 1,941 | € 6,262 | ▲ 223% |
| Land & buildings | € 1,382 | € 1,231 | € 1,128 | € 1,049 | ▼ 7% |
| Retained profit | € -187,677 | € -213,538 | € -216,852 | € -229,888 | ▼ € 13,036 |
| Bank debt | € 5,051 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 48,199 | € 41,401 | € 42,724 | € 36,561 | ▼ 14% |
Key figures of J'M Services, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to J'M Services?
What happened at J'M Services in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 13,036. Source: NBB ↗
- New establishment in Kortrijk. KBO
- Start of the company according to the CBE. KBO
In short
From € 27,383 loss in 2022 to € 13,036 loss in 2025.
A new publication or filing at J'M Services? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind J'M Services are Marconsul BV and Judith Vo Luzolo. Marconsul BV is also behind KRC BISSEGEM.
Directors
According to the 2025 annual accounts
Judith Vo Luzolo
Administrator-manager
Establishments
Establishment units
Physical locations of this company
Meensesteenweg(Bis) 385 box 2
8501 Kortrijk
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 12 companies are registered at this address.
All companies at this address →BOETIEK MARCEL
MARSIVAL-DUBOCCAGE
€ 872,019 gross margin · 2025
@COMMUNITIES
BonSales-Invest
€ 33,948 gross margin · 2025
KRC BISSEGEM same network
€ 34,101 gross margin · 2025
+7 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0727.448.035
- VAT number
- BE 0727.448.035
- Registered office
- Meensesteenweg(Bis) 385 bus 2, 8501 Kortrijk
- Names & denominations
- J'M Services
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 May 2019
- Peppol
- Active · Active since 31 Oct 2023
- Activities · NACE
Algemene reiniging van gebouwen
Metselwerk
Chapewerken
Uitvoeren van metsel- en voegwerken