Financials
Financial year 2025
OPTAFIN from Kortenaken, company number BE0726795858, closed financial year 2025 with a result of € 122,001 after tax. For that financial year OPTAFIN recorded a gross margin of € 253,622 and equity of € 237,804. Compared with financial year 2024, the result moved from € 174,669 to € 122,001. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.
€ 237,804
▲ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 122,001
▼ 30% vs 2024
Profit after tax over the fiscal year.
€ 316,970
▲ 225% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 100,000 paid out
82 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 64,400
▲ 10% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 14,014
▼ 17% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 239,109
▼ 20% vs 2024
€ 51,867 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 12,091
▼ 10% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 9,501
▲ 2% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 130,647 | € 257,286 | € 326,548 | € 253,622 | ▼ 22% |
| Profit after taxes | € 18,162 | € 118,451 | € 174,669 | € 122,001 | ▼ 30% |
| Equity | € 92,682 | € 141,134 | € 215,803 | € 237,804 | ▲ 10% |
| Total debts | € 402,922 | € 439,796 | € 421,883 | € 361,207 | ▼ 14% |
| Cash | € 25,754 | € 60,759 | € 97,493 | € 316,970 | ▲ 225% |
| Retained profit | € 65,182 | € 113,634 | € 188,303 | € 210,304 | ▲ 12% |
| Dividend | € 0 | € 70,000 | € 100,000 | € 100,000 | |
| Bank debt | € 363,379 | € 340,418 | € 298,601 | € 239,109 | ▼ 20% |
| Balance sheet total | € 495,605 | € 580,930 | € 637,686 | € 599,011 | ▼ 6% |
| Employees (FTE) | 1 | - | - | - |
Key figures of OPTAFIN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to OPTAFIN?
What happened at OPTAFIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 122,001 (▼ 30% vs 2024). Source: NBB ↗
- Theunis Katrien BV became a director. NBB
- New establishment in Kortenaken. KBO
- Start of the company according to the CBE. KBO
- JCA Finance BV became a director. NBB
In short
From € 18,162 profit in 2022 to € 122,001 profit in 2025.
Paid € 57,777 in corporate taxes since 2022.
Best year ever: 2024, with € 174,669 profit.
On average € 130,600 of value added per employee in 2022.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of JCA FINANCE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
OPTAFINBehind OPTAFIN are JCA Finance BV and Theunis Katrien BV. The shares are held by JCA FINANCE (45%).
Directors
According to the 2025 annual accounts
Director
since 2019
Director
since 2022
Shareholders
45%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Klipgaardestraat 26
3473 Kortenaken
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0726.795.858
- VAT number
- BE 0726.795.858
- Registered office
- Klipgaardestraat 26, 3473 Kortenaken
- Names & denominations
- OPTAFIN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 May 2019
- Peppol
- Active · Active since 16 Jul 2024
- Activities · NACE
Agenten en makelaars in bankdiensten
Activiteiten van verzekeringsagenten en -makelaars
Overige financiële dienstverlening, neg