Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Immobilière GERARD from Liège, company number BE0726643133, closed financial year 2025 with a result of € 34,554 after tax. For that financial year Immobilière GERARD recorded a gross margin of € 75,937 and equity of € 240,828. Compared with financial year 2024, the result moved from € 37,934 to € 34,554. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 11, 2026.
€ 240,828
▲ 17% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 34,554
▼ 9% vs 2024
Profit after tax over the fiscal year.
€ 96,067
▼ 10% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 828.
People and assets in 2025
€ 48
▼ € 16,827 vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 18,207
▲ 64% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 22,547
▲ 157% vs 2024
€ 6,890 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 15,205
▲ 5% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 174
▼ 49% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 71,328 | € 71,215 | € 108,935 | € 75,937 | ▼ 30% |
| Profit after taxes | € -18,728 | € -29,014 | € 37,934 | € 34,554 | ▼ 9% |
| Equity | € 197,354 | € 168,339 | € 206,274 | € 240,828 | ▲ 17% |
| Total debts | € 804,028 | € 786,868 | € 713,167 | € 651,423 | ▼ 9% |
| Cash | € 9,768 | € 13,188 | € 106,822 | € 96,067 | ▼ 10% |
| Land & buildings | € 962,806 | € 921,481 | € 798,231 | € 775,353 | ▼ 3% |
| Retained profit | € -42,646 | € -71,661 | € -33,726 | € 828 | ▲ € 34,554 |
| Bank debt | € 10,610 | € 15,206 | € 8,783 | € 22,547 | ▲ 157% |
| Balance sheet total | € 1,001,382 | € 955,207 | € 919,440 | € 892,251 | ▼ 3% |
Key figures of Immobilière GERARD, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Immobilière GERARD?
What happened at Immobilière GERARD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 34,554 (▼ 9% vs 2024). filed late Source: NBB ↗
- New establishment in Liège. KBO
- Start of the company according to the CBE. KBO
In short
From € 18,728 loss in 2022 to € 34,554 profit in 2025.
Paid € 681 in corporate taxes since 2022.
Best year ever: 2024, with € 37,934 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Immobilière GERARD are Yannick HECK and Colette GERARD.
Directors
According to the 2025 annual accounts
Yannick HECK
Director
Colette GERARD
Director
Establishments
Establishment units
Physical locations of this company
Boulevard de la Sauvenière 60 box 51
4000 Liège
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0726.643.133
- VAT number
- BE 0726.643.133
- Registered office
- Boulevard de la Sauvenière 60 bus 51, 4000 Liège
- Names & denominations
- Immobilière GERARD
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 May 2019
- Peppol
- Active · Active since 21 Nov 2025