Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 41 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
L'École-à-vivre from Mettet, company number BE0726565137, closed financial year 2025 with a result of € -129,554 after tax. For that financial year L'École-à-vivre recorded a gross margin of € 203,813 and equity of € -327,972. Compared with financial year 2024, the result moved from € -108,513 to € -129,554. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 27, 2026.
€ -327,972
▼ € 129,554 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -129,554
▼ 19 % more loss than in 2024
Profit after tax over the fiscal year.
€ 22,376
▲ 32% vs 2024
Cash and bank balances on the last day of the fiscal year.
People and assets in 2025
€ 278,532
▲ 25% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 25,354
▼ 31% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 16,459
▼ 44% vs 2024
€ 14,526 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 26,706
▼ 6% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 46,994
▲ 2% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 208,642 | € 377,761 | € 147,638 | € 203,813 | ▲ 38% |
| Profit after taxes | € -14,828 | € 10,282 | € -108,513 | € -129,554 | ▼ € 21,041 |
| Equity | € -100,187 | € -89,906 | € -198,418 | € -327,972 | ▼ € 129,554 |
| Total debts | € 372,468 | € 442,800 | € 580,668 | € 677,893 | ▲ 17% |
| Cash | € 124,147 | € 69,005 | € 16,987 | € 22,376 | ▲ 32% |
| Land & buildings | - | € 26,589 | € 24,667 | € 0 | ▼ 100% |
| Retained profit | € -100,187 | € -89,906 | € -198,418 | € -327,972 | ▼ € 129,554 |
| Bank debt | € 45,637 | € 39,974 | € 29,138 | € 16,459 | ▼ 44% |
| Balance sheet total | € 272,280 | € 352,894 | € 382,250 | € 349,921 | ▼ 8% |
Key figures of L'École-à-vivre, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to L'École-à-vivre?
What happened at L'École-à-vivre in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 129,554. Source: NBB ↗
- New establishment in Mettet. KBO
- Marie-Aurore Siquet became a director. NBB
- Etienne Ganty became a director. NBB
- Grégory de Bernard de Fauconval became a director. NBB
- Isabelle Delcroix became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 14,828 loss in 2022 to € 129,554 loss in 2025.
Paid € 1,396 in corporate taxes since 2022.
Best year ever: 2023, with € 10,282 profit.
Management
Behind L'École-à-vivre are Marie-Aurore Siquet, Etienne Ganty, Grégory de Bernard de Fauconval and Isabelle Delcroix. Grégory de Bernard de Fauconval is also behind AVOLEX INVEST.
Directors
According to the 2025 annual accounts
Marie-Aurore Siquet
Director
since 2019
Etienne Ganty
Director
since 2019
since 2019
Isabelle Delcroix
Director
since 2019
Establishments
Establishment units
Physical locations of this company
Rue du Monastère, Ermeton-s.-B. 1
5644 Mettet
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0726.565.137
- VAT number
- BE 0726.565.137
- Registered office
- Rue du Monastère, Ermeton-s.-B. 1, 5644 Mettet
- Names & denominations
- L'École-à-vivre
- Enterprise type
- Rechtspersoon
- Legal form
- Non-profit association
- Legal situation
- Normale toestand
- Start date
- 8 May 2019
- Peppol
- Not registered
- Contact
- [email protected]
- Activities · NACE
Gewoon algemeen secundair onderwijs, neg