Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2025 and 2026.
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Tight liquidity NBB
Cash and receivables cover 18 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
BIVOUAC from Chaudfontaine, company number BE0726354410, closed financial year 2026 with a result of € -2,906 after tax. For that financial year BIVOUAC recorded a gross margin of € 4,532 and equity of € -4,554. Compared with financial year 2025, the result moved from € -8,147 to € -2,906. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 20, 2026.
€ -4,554
▼ € 2,906 vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,906
▲ 64 % less loss than in 2025
Profit after tax over the fiscal year.
€ 1,285
▲ 188% vs 2025
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -10,754.
People and assets in 2026
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2026
None
No bank loans on the last day of the fiscal year.
€ 36,484
▲ 97% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 7,063
▲ 75% vs 2025
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € -5,050 | € -2,083 | € -308 | € 4,532 | ▲ € 4,841 |
| Profit after taxes | € -13,885 | € -11,957 | € -8,147 | € -2,906 | ▲ € 5,241 |
| Equity | € 18,455 | € 6,498 | € -1,648 | € -4,554 | ▼ € 2,906 |
| Total debts | € 60,177 | € 69,141 | € 63,238 | € 83,359 | ▲ 32% |
| Cash | € 1,793 | € 1,039 | € 446 | € 1,285 | ▲ 188% |
| Retained profit | € 12,255 | € 298 | € -7,848 | € -10,754 | ▼ € 2,906 |
| Balance sheet total | € 78,633 | € 75,639 | € 61,590 | € 78,805 | ▲ 28% |
Key figures of BIVOUAC, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to BIVOUAC?
What happened at BIVOUAC in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: loss of € 2,906. Source: NBB ↗
- New establishment in Chaudfontaine. KBO
- Start of the company according to the CBE. KBO
In short
From € 13,885 loss in 2023 to € 2,906 loss in 2026.
Paid € 3 in corporate taxes since 2023.
Management
The stake of IZP comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
BIVOUACBehind BIVOUAC is Valérie HANNON. The shares are held by IZP (50%).
Directors
According to the 2026 annual accounts
Valérie HANNON
Director
Shareholders
50%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Au long pré 80
4053 Chaudfontaine
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0726.354.410
- VAT number
- BE 0726.354.410
- Registered office
- Au long pré 80, 4053 Chaudfontaine
- Names & denominations
- BIVOUAC
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 May 2019
- Peppol
- Active · Active since 8 Dec 2025
- Activities · NACE
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