Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 56 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Creative Therapy from Gent, company number BE0724505272, closed financial year 2025 with a result of € -37,143 after tax. For that financial year Creative Therapy recorded a gross margin of € 32,274 and equity of € -67,266. Compared with financial year 2024, the result moved from € -312,305 to € -37,143. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 23, 2026.
€ -67,266
▼ € 37,143 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -37,143
▲ 88 % less loss than in 2024
Profit after tax over the fiscal year.
€ 15,827
▼ 26% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -571,644.
People and assets in 2025
€ 4,091
▼ 96% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 961
▼ 56% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 218,405
▼ 9% vs 2024
€ 34,652 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 6,081
▼ 86% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,948
▼ 41% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 112,465 | € 126,569 | € -129,247 | € 32,274 | ▲ € 161,521 |
| Profit after taxes | € -46,389 | € -41,691 | € -312,305 | € -37,143 | ▲ € 275,162 |
| Equity | € -40,266 | € 282,181 | € -30,123 | € -67,266 | ▼ € 37,143 |
| Total debts | € 277,831 | € 277,319 | € 299,858 | € 246,052 | ▼ 18% |
| Cash | € 91,198 | € 216,977 | € 21,421 | € 15,827 | ▼ 26% |
| Retained profit | € -180,506 | € -222,197 | € -534,502 | € -571,644 | ▼ € 37,143 |
| Bank debt | € 225,436 | € 209,201 | € 239,871 | € 218,405 | ▼ 9% |
| Balance sheet total | € 237,564 | € 559,501 | € 269,735 | € 178,786 | ▼ 34% |
Key figures of Creative Therapy, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Creative Therapy?
What happened at Creative Therapy in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 37,143. filed late Source: NBB ↗
- Jelle Saldien became a director. NBB
- Olympic GCV became a director. NBB
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
In short
From € 46,389 loss in 2022 to € 37,143 loss in 2025.
Paid € 547 in corporate taxes since 2022.
Management
Behind Creative Therapy are Arno Penders, Jelle Saldien and Olympic GCV.
Directors
According to the 2025 annual accounts
Arno Penders
Manager
Jelle Saldien
Director
since 2023
Director · represented by Filip Hoornaert
since 2023
Establishments
Establishment units
Physical locations of this company
Jenny Tanghestraat 4 box 305
9050 Gent
Derbystraat 361
9051 Gent
Active since 1 June 2020
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Google Workspace
Hosting
CLOUDFLARESPECTRUM Cloudflare, Inc., US
Domain
Domain
mycreativetherapy.com
Registered
2017-03-25
Registrar
Realtime Register B.V.
Expires
2026-03-25
Website info
Features
Security
Network
Details
- Company number
- 0724.505.272
- VAT number
- BE 0724.505.272
- Registered office
- Jenny Tanghestraat 4 bus 305, 9050 Gent
- Names & denominations
- Creative Therapy
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 April 2019
- Peppol
- Active · Active since 28 Nov 2024
- Activities · NACE
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