Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 6 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PENSIOENMANAGER from Tielt-Winge, company number BE0716660942, closed financial year 2025 with a result of € -42,034 after tax. For that financial year PENSIOENMANAGER recorded a gross margin of € -14,378 and equity of € -185,341. Compared with financial year 2024, the result moved from € -52,260 to € -42,034. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 15, 2026.
€ -185,341
▼ € 42,664 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -42,034
▲ 20 % less loss than in 2024
Profit after tax over the fiscal year.
€ 0
▼ 100% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -191,541.
Debts at end 2025
€ 5,088
▼ 40% vs 2024
Loans from banks and other lenders, long and short.
€ 10,727
▲ 21% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,483
▲ 1% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -5,002 | € 3,429 | € -20,812 | € -14,378 | ▲ € 6,434 |
| Profit after taxes | € -33,635 | € -44,178 | € -52,260 | € -42,034 | ▲ € 10,226 |
| Equity | € -46,240 | € -90,417 | € -142,677 | € -185,341 | ▼ € 42,664 |
| Total debts | € 183,148 | € 211,969 | € 233,517 | € 261,258 | ▲ 12% |
| Cash | € 7,415 | € 2,270 | € 331 | € 0 | ▼ 100% |
| Retained profit | € -52,440 | € -96,617 | € -148,877 | € -191,541 | ▼ € 42,664 |
| Bank debt | € 60,838 | € 23,834 | € 8,495 | € 5,088 | ▼ 40% |
| Balance sheet total | € 136,908 | € 121,552 | € 90,840 | € 75,917 | ▼ 16% |
Key figures of PENSIOENMANAGER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PENSIOENMANAGER?
What happened at PENSIOENMANAGER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 42,034. filed late Source: NBB ↗
- New establishment in Tielt-Winge. KBO
- Start of the company according to the CBE. KBO
- Jan Hermans BV became a director. NBB
In short
From € 33,635 loss in 2022 to € 42,034 loss in 2025.
Management
Behind PENSIOENMANAGER is Jan Hermans BV.
Directors
According to the 2025 annual accounts
Director · represented by Jan Hermans
since 2018
Establishments
Establishment units
Physical locations of this company
Heikant 2
3390 Tielt-Winge
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
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Features
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Details
- Company number
- 0716.660.942
- VAT number
- BE 0716.660.942
- Registered office
- Heikant 2, 3390 Tielt-Winge
- Names & denominations
- PENSIOENMANAGER
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 December 2018
- Peppol
- Active · Active since 7 Aug 2025
- Contact
- pensioenmanager.be +32 472 69 06 33
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