Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 46 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
MIVA INVEST from Liège, company number BE0715826742, closed financial year 2024 with a result of € 47,991 after tax. For that financial year MIVA INVEST recorded a gross margin of € 201,920 and equity of € 261,736. Compared with financial year 2023, the result moved from € 82,624 to € 47,991. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2025.
€ 261,736
▲ 16% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 47,991
▼ 42% vs 2023
Profit after tax over the fiscal year.
€ 56,981
▲ 122% vs 2023
Cash and bank balances on the last day of the fiscal year.
€ 11,000 paid out
23 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2024
€ 77,367
▲ 69% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 179
▼ 57% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 362,925
▼ 16% vs 2023
€ 72,423 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 28,940
▲ 175% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 23,862
▲ 35% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 30,772 | € 211,479 | € 196,489 | € 201,920 | ▲ 3% |
| Profit after taxes | € 960 | € 86,961 | € 82,624 | € 47,991 | ▼ 42% |
| Equity | € 62,160 | € 149,122 | € 224,746 | € 261,736 | ▲ 16% |
| Total debts | € 643,834 | € 632,945 | € 516,694 | € 493,716 | ▼ 4% |
| Cash | € 13,592 | € 5,118 | € 25,714 | € 56,981 | ▲ 122% |
| Retained profit | € 43,560 | € 130,522 | € 206,146 | € 243,136 | ▲ 18% |
| Dividend | € 0 | € 0 | € 7,000 | € 11,000 | ▲ 57% |
| Bank debt | € 550,607 | € 494,034 | € 429,972 | € 362,925 | ▼ 16% |
| Balance sheet total | € 705,995 | € 782,067 | € 741,440 | € 755,452 | ▲ 2% |
| Employees (FTE) | - | 2 | 2 | - |
Key figures of MIVA INVEST, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to MIVA INVEST?
What happened at MIVA INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 47,991 (▼ 42% vs 2023). Source: NBB ↗
- New establishment in Liège. KBO
- New establishment in Liège. KBO
- Start of the company according to the CBE. KBO
In short
From € 960 profit in 2021 to € 47,991 profit in 2024.
Paid € 73,461 in corporate taxes since 2021.
Best year ever: 2022, with € 86,961 profit.
On average € 98,200 of value added per employee in 2023.
A new publication or filing at MIVA INVEST? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind MIVA INVEST are Valérie FERNANDEZ and Michael VONDENHOFF. It owns 100% of BLACK LIGHT GOLF itself.
Directors
According to the 2024 annual accounts
Valérie FERNANDEZ
Manager
Establishments
Establishment units
Physical locations of this company
Rue Marcel-Remy 46
4030 Liège
Chaussée de Tongres 200
4000 Liège
Active since 1 September 2021
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0715.826.742
- VAT number
- BE 0715.826.742
- Registered office
- Rue Marcel-Remy 46, 4030 Liège
- Names & denominations
- MIVA INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 December 2018
- Peppol
- Active · Active since 30 Dec 2025
- Activities · NACE
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