Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
NAOL from Brussel, company number BE0715714401, closed financial year 2025 with a result of € 216,744 after tax. For that financial year NAOL recorded a gross margin of € 51,381 and equity of € 721,941. Compared with financial year 2024, the result moved from € 173,023 to € 216,744. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on March 13, 2026.
€ 721,941
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 216,744
▲ 25% vs 2024
Profit after tax over the fiscal year.
€ 15,837
▼ 73% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 220,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 54,733
▲ € 46,731 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 694,627
▼ 7% vs 2024
€ 94,086 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 1,194
▼ 47% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 48,098
▲ 92% vs 2024
Taxes, VAT and social contributions still to pay.
| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 24,118 | € 51,381 | ▲ 113% |
| Profit after taxes | € 173,023 | € 216,744 | ▲ 25% |
| Equity | € 725,197 | € 721,941 | |
| Total debts | € 1,006,967 | € 1,115,124 | ▲ 11% |
| Cash | € 58,531 | € 15,837 | ▼ 73% |
| Land & buildings | € 585,205 | € 975,864 | ▲ 67% |
| Retained profit | € 655,197 | € 651,941 | |
| Dividend | € 0 | € 220,000 | |
| Bank debt | € 748,468 | € 694,627 | ▼ 7% |
| Balance sheet total | € 1,732,164 | € 1,837,065 | ▲ 6% |
Key figures of NAOL, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to NAOL?
What happened at NAOL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 216,744 (▲ 25% vs 2024). Source: NBB ↗
- New establishment in Brussel. KBO
- Start of the company according to the CBE. KBO
- Bastien Van Cappellen became a director. NBB
In short
From € 173,023 profit in 2024 to € 216,744 profit in 2025.
Paid € 18,354 in corporate taxes since 2024.
Best year ever: 2025, with € 216,744 profit.
Paid out € 220,000 in dividends to the owners in total.
Management
Behind NAOL is Bastien Van Cappellen. It owns 30% of WYNSBERGHE itself.
Directors
According to the 2025 annual accounts
Bastien Van Cappellen
Director
since 2018
Establishments
Establishment units
Physical locations of this company
Pannenhuisstraat 22 box 10
1020 Brussel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0715.714.401
- VAT number
- BE 0715.714.401
- Registered office
- Pannenhuisstraat 22 bus 10, 1020 Brussel
- Names & denominations
- NAOL
- Enterprise type
- Rechtspersoon
- Legal form
- Limited partnership
- Legal situation
- Normale toestand
- Start date
- 12 December 2018
- Peppol
- Active · Active since 6 Jan 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars