Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 53 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
HEYVAERT-BOGEMANS CONSULTING & INSURANCE from Opwijk, company number BE0715607404, closed financial year 2025 with a result of € 115,144 after tax. For that financial year HEYVAERT-BOGEMANS CONSULTING & INSURANCE recorded a gross margin of € 291,482 and equity of € 34,250. Compared with financial year 2024, the result moved from € 98,355 to € 115,144. Profitable, and profit is growing. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 7, 2026.
€ 34,250
▼ 48% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 115,144
▲ 17% vs 2024
Profit after tax over the fiscal year.
€ 4,298
▼ 32% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 146,500 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 30,108
▼ 45% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.1 million
▼ 4% vs 2024
€ 124,645 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 39,489
▲ 16% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 17,988
▼ 45% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 285,332 | € 260,697 | € 263,136 | € 291,482 | ▲ 11% |
| Profit after taxes | € 90,744 | € 85,626 | € 98,355 | € 115,144 | ▲ 17% |
| Equity | € 64,625 | € 65,251 | € 65,606 | € 34,250 | ▼ 48% |
| Total debts | € 1,365,394 | € 1,397,646 | € 1,291,195 | € 1,253,394 | ▼ 3% |
| Cash | € 12,543 | € 448 | € 6,290 | € 4,298 | ▼ 32% |
| Land & buildings | € 781,939 | € 827,585 | € 836,916 | € 867,477 | ▲ 4% |
| Retained profit | € 46,025 | € 46,651 | € 47,006 | € 15,650 | ▼ 67% |
| Dividend | € 90,000 | € 85,000 | € 98,000 | € 146,500 | ▲ 49% |
| Bank debt | € 1,254,929 | € 1,222,206 | € 1,126,792 | € 1,080,918 | ▼ 4% |
| Balance sheet total | € 1,430,020 | € 1,462,897 | € 1,356,802 | € 1,287,645 | ▼ 5% |
Key figures of HEYVAERT-BOGEMANS CONSULTING & INSURANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to HEYVAERT-BOGEMANS CONSULTING & INSURANCE?
What happened at HEYVAERT-BOGEMANS CONSULTING & INSURANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 115,144 (▲ 17% vs 2024). Source: NBB ↗
- VIROWA MANAGEMENT & CONSULTANCY BV became a director. NBB
- New establishment in Opwijk. KBO
- Start of the company according to the CBE. KBO
In short
From € 90,744 profit in 2022 to € 115,144 profit in 2025.
Paid € 137,185 in corporate taxes since 2022.
Best year ever: 2025, with € 115,144 profit.
Paid out € 419,500 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind HEYVAERT-BOGEMANS CONSULTING & INSURANCE are VIROWA MANAGEMENT & CONSULTANCY BV and VICKY BOGEMANS. VICKY BOGEMANS is also behind VIROWA Management & Consultancy.
Directors
According to the 2025 annual accounts
VIROWA MANAGEMENT & CONSULTANCY BV
Director · represented by WIM HEYVAERT
since 2023
Establishments
Establishment units
Physical locations of this company
Klei 56
1745 Opwijk
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0715.607.404
- VAT number
- BE 0715.607.404
- Registered office
- Klei 56, 1745 Opwijk
- Names & denominations
- HEYVAERT-BOGEMANS CONSULTING & INSURANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 December 2018
- Peppol
- Active · Active since 8 Mar 2024
- Activities · NACE
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