Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
IBENS INVEST from Seraing, company number BE0713859919, closed financial year 2025 with a result of € -108,846 after tax. For that financial year IBENS INVEST recorded a gross margin of € 57,612 and equity of € 352,895. Compared with financial year 2024, the result moved from € -13,099 to € -108,846. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 18, 2026.
€ 352,895
▼ 24% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -108,846
▼ 731 % more loss than in 2024
Profit after tax over the fiscal year.
€ 3,092
▲ € 2,713 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -324,305.
Debts at end 2025
€ 1.1 million
▲ 22% vs 2024
€ 294,357 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 3,415
▼ 72% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 50,571 | € 68,063 | € 63,639 | € 57,612 | ▼ 9% |
| Profit after taxes | € -10,132 | € 4,295 | € -13,099 | € -108,846 | ▼ € 95,747 |
| Equity | € -188,055 | € 474,840 | € 461,741 | € 352,895 | ▼ 24% |
| Total debts | € 1,087,545 | € 1,043,524 | € 1,019,197 | € 1,853,928 | ▲ 82% |
| Cash | € 628 | € 1,819 | € 379 | € 3,092 | ▲ € 2,713 |
| Land & buildings | € 896,691 | € 1,512,818 | € 1,478,558 | € 2,197,030 | ▲ 49% |
| Retained profit | € -206,655 | € -202,360 | € -215,459 | € -324,305 | ▼ € 108,846 |
| Bank debt | € 898,997 | € 918,276 | € 865,757 | € 1,052,328 | ▲ 22% |
| Balance sheet total | € 899,491 | € 1,518,364 | € 1,480,938 | € 2,206,823 | ▲ 49% |
Key figures of IBENS INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to IBENS INVEST?
What happened at IBENS INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 108,846. Source: NBB ↗
- New establishment in Seraing. KBO
- Stéphane Ibens became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 10,132 loss in 2022 to € 108,846 loss in 2025.
Best year ever: 2023, with € 4,295 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Stéphane Ibens
Director
since 2018
Establishments
Establishment units
Physical locations of this company
Voisinage de la Tour 27
4100 Seraing
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0713.859.919
- VAT number
- BE 0713.859.919
- Registered office
- Voisinage de la Tour 27, 4100 Seraing
- Names & denominations
- IBENS INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 November 2018
- Peppol
- Active · Active since 29 Dec 2025