Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 46 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
AZ Optique from Nivelles, company number BE0713475778, closed financial year 2025 with a result of € 20,544 after tax. For that financial year AZ Optique recorded a gross margin of € 70,332 and equity of € 18,600. Compared with financial year 2024, the result moved from € 21,502 to € 20,544. The company is profitable. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 17, 2026.
€ 18,600
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 20,544
▼ 4% vs 2024
Profit after tax over the fiscal year.
€ 13,509
▲ 136% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 20,544 paid out
100 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 35,867
▼ 17% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 8,000
▼ 33% vs 2024
Loans from banks and other lenders, long and short.
€ 9,837
▲ 5% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 14,130
▲ 9% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 80,912 | € 41,986 | € 83,202 | € 70,332 | ▼ 15% |
| Profit after taxes | € 18,799 | € -7,115 | € 21,502 | € 20,544 | ▼ 4% |
| Equity | € 37,399 | € 18,600 | € 18,600 | € 18,600 | |
| Total debts | € 48,965 | € 54,798 | € 42,346 | € 40,118 | ▼ 5% |
| Cash | € 35,672 | € 30,365 | € 5,732 | € 13,509 | ▲ 136% |
| Retained profit | € 18,799 | € 0 | € 0 | € 0 | |
| Dividend | € 30,688 | € 11,684 | € 21,502 | € 20,544 | ▼ 4% |
| Bank debt | € 18,024 | € 5,805 | € 12,000 | € 8,000 | ▼ 33% |
| Balance sheet total | € 86,364 | € 73,398 | € 60,946 | € 58,718 | ▼ 4% |
Key figures of AZ Optique, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to AZ Optique?
What happened at AZ Optique in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 20,544 (▼ 4% vs 2024). filed late Source: NBB ↗
- New establishment in Nivelles. KBO
- New establishment in Braine-l'Alleud. KBO
- Start of the company according to the CBE. KBO
In short
From € 18,799 profit in 2022 to € 20,544 profit in 2025.
Paid € 23,891 in corporate taxes since 2022.
Best year ever: 2024, with € 21,502 profit.
Paid out € 84,418 in dividends to the owners in total.
Management
Behind AZ Optique is Ghislain Bayet. Ghislain Bayet is also behind AZ BOUQUINS, FINTECH - INTERNATIONAL and SARTEMAN.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Chaussée de Soignies 14
1404 Nivelles
Avenue Léon Jourez 38
1420 Braine-l'Alleud
Active since 14 November 2018
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0713.475.778
- VAT number
- BE 0713.475.778
- Registered office
- Chaussée de Soignies 14, 1404 Nivelles
- Names & denominations
- AZ Optique
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 November 2018
- Peppol
- Active · Active since 24 Oct 2026
- Contact
- [email protected]
- Activities · NACE
Detailhandel in corrigerende brillen, lenzen en zonnebrillen
Groothandel in foto- en filmapparatuur en in andere optische artikelen
Detailhandel in fotografische en optische artikelen en in precisieinstrumenten in gespecialiseerde winkels